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FORSIKRINGSMÆGLERFIRMAET BJERGHOLT ASSURANCE ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About FORSIKRINGSMÆGLERFIRMAET BJERGHOLT ASSURANCE ApS
FORSIKRINGSMÆGLERFIRMAET BJERGHOLT ASSURANCE ApS (CVR number: 13964882) is a company from HØRSHOLM. The company recorded a gross profit of 292.7 kDKK in 2024. The operating profit was 292.7 kDKK, while net earnings were -554.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 17 %, which can be considered excellent but Return on Equity (ROE) was -23.6 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 61.7 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. FORSIKRINGSMÆGLERFIRMAET BJERGHOLT ASSURANCE ApS's liquidity measured by quick ratio was 4.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | 334.41 | 321.58 | 299.07 | 301.53 | 292.68 |
| EBIT | 334.41 | 321.58 | 299.07 | 301.53 | 292.68 |
| Net earnings | 924.10 | - 159.62 | 555.86 | 646.69 | - 554.19 |
| Shareholders equity total | 1 755.84 | 1 483.22 | 2 039.08 | 2 685.77 | 2 009.58 |
| Balance sheet total (assets) | 2 827.20 | 2 424.39 | 3 072.59 | 3 815.91 | 3 256.82 |
| Net debt | -2 080.92 | -1 522.04 | -2 188.68 | -2 912.77 | -2 179.54 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 54.4 % | 15.4 % | 30.1 % | 24.6 % | 17.0 % |
| ROE | 68.5 % | -9.9 % | 31.6 % | 27.4 % | -23.6 % |
| ROI | 59.8 % | 16.7 % | 31.5 % | 26.1 % | 18.0 % |
| Economic value added (EVA) | 181.14 | 129.71 | 114.45 | 89.82 | 118.77 |
| Solvency | |||||
| Equity ratio | 62.1 % | 61.2 % | 66.4 % | 70.4 % | 61.7 % |
| Gearing | 42.2 % | 57.6 % | 43.1 % | 33.6 % | 52.6 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 37.7 | 27.7 | 19.9 | 16.8 | 4.7 |
| Current ratio | 37.7 | 27.7 | 19.9 | 16.8 | 4.7 |
| Cash and cash equivalents | 2 822.58 | 2 375.69 | 3 067.59 | 3 815.91 | 3 236.82 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BB | BBB | BBB | BB |
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