Learningbank A/S — Credit Rating and Financial Key Figures

CVR number: 32353606
Holmbladsgade 133, 2300 København S
ss@learningbank.dk
tel: 71999123
www.learningbank.dk

Credit rating

Company information

Official name
Learningbank A/S
Personnel
34 persons
Established
2014
Company form
Limited company
Industry

About Learningbank A/S

Learningbank A/S (CVR number: 32353606) is a company from KØBENHAVN. The company recorded a gross profit of 26 mDKK in 2024. The operating profit was -2123.6 kDKK, while net earnings were -7037.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was -4 %, which can be considered poor and Return on Equity (ROE) was -26.1 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 14.9 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. Learningbank A/S's liquidity measured by quick ratio was 1.5 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit13 698.9416 908.3719 050.6222 226.2525 978.99
EBIT-2 344.37-11 995.11-17 160.14-9 454.08-2 123.64
Net earnings-2 593.27-10 781.41-14 095.99-10 609.98-7 037.73
Shareholders equity total3 588.0718 774.264 678.27-5 931.715 496.48
Balance sheet total (assets)45 004.3060 048.3548 424.4048 337.9150 360.15
Net debt6 504.68-9 673.2710 648.3621 609.48-1 122.97
Profitability
EBIT-%
ROA-5.6 %-22.8 %-31.6 %-18.4 %-4.0 %
ROE-53.1 %-96.4 %-120.2 %-40.0 %-26.1 %
ROI-10.9 %-54.6 %-76.6 %-46.7 %-14.3 %
Economic value added (EVA)- 593.20-8 528.70-11 550.13-5 964.46- 593.37
Solvency
Equity ratio8.0 %37.6 %11.6 %-14.1 %14.9 %
Gearing212.6 %16.2 %230.0 %-364.6 %19.9 %
Relative net indebtedness %
Liquidity
Quick ratio0.51.90.20.61.5
Current ratio0.51.00.20.20.4
Cash and cash equivalents1 123.5012 710.29110.2818.352 215.52
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBB

Variable visualization

ROA:-4.02%
Rating: 16/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:14.9%
Rating: 14/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Chief executive officer
Board member

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