M&T ERHVERVSUDLEJNING ApS — Credit Rating and Financial Key Figures

CVR number: 35891439
Museumsgade 12, 7400 Herning

Credit rating

Company information

Official name
M&T ERHVERVSUDLEJNING ApS
Established
2014
Company form
Private limited company
Industry

About M&T ERHVERVSUDLEJNING ApS

M&T ERHVERVSUDLEJNING ApS (CVR number: 35891439) is a company from HERNING. The company recorded a gross profit of 531 kDKK in 2024. The operating profit was 260.4 kDKK, while net earnings were 114.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 6.2 %, which can be considered decent but Return on Equity (ROE) was 9.5 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 25.4 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. M&T ERHVERVSUDLEJNING ApS's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit503.75538.26544.82580.76531.02
EBIT344.99303.41323.02328.49260.36
Net earnings230.74207.71219.26196.56114.91
Shareholders equity total531.78739.49958.761 155.321 270.23
Balance sheet total (assets)3 161.713 258.843 357.173 361.144 996.06
Net debt2 303.742 025.811 965.841 693.303 225.93
Profitability
EBIT-%
ROA11.6 %9.5 %9.8 %9.8 %6.2 %
ROE55.4 %32.7 %25.8 %18.6 %9.5 %
ROI12.2 %10.1 %10.5 %10.3 %6.5 %
Economic value added (EVA)139.5189.18106.0699.1048.92
Solvency
Equity ratio16.8 %22.7 %28.6 %34.4 %25.4 %
Gearing433.2 %273.9 %205.0 %146.6 %254.0 %
Relative net indebtedness %
Liquidity
Quick ratio0.00.00.0
Current ratio0.00.00.0
Cash and cash equivalents
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBBB

Variable visualization

ROA:6.23%
Rating: 46/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:25.4%
Rating: 23/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer
Chief executive officer

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