Mybanker A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About Mybanker A/S
Mybanker A/S (CVR number: 39572877) is a company from KØBENHAVN. The company recorded a gross profit of 8238 kDKK in 2024. The operating profit was -15.1 mDKK, while net earnings were -14.5 mDKK. The profitability of the company measured by Return on Assets (ROA) was -54.4 %, which can be considered poor and Return on Equity (ROE) was -64.5 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 75.5 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Mybanker A/S's liquidity measured by quick ratio was 3.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 7 317.26 | -18 241.15 | -15 703.58 | 24 020.97 | 8 237.99 |
EBIT | -1 205.82 | -27 324.56 | -25 839.09 | 2 785.40 | -15 134.59 |
Net earnings | -1 202.78 | -27 330.39 | -26 209.10 | 4 012.37 | -14 513.56 |
Shareholders equity total | 20 342.08 | 1 011.69 | 41 302.59 | 29 741.64 | 15 228.09 |
Balance sheet total (assets) | 26 944.79 | 5 044.05 | 49 907.92 | 35 280.32 | 20 180.64 |
Net debt | 305.57 | 263.56 | 4 358.61 | 605.69 | 868.81 |
Profitability | |||||
EBIT-% | |||||
ROA | -6.9 % | -170.8 % | -94.0 % | 6.5 % | -54.4 % |
ROE | -10.7 % | -256.0 % | -123.9 % | 11.3 % | -64.5 % |
ROI | -8.5 % | -211.4 % | -107.0 % | 7.3 % | -64.9 % |
Economic value added (EVA) | -1 453.85 | -28 455.18 | -25 971.14 | - 316.84 | -16 067.48 |
Solvency | |||||
Equity ratio | 75.5 % | 20.1 % | 82.8 % | 84.3 % | 75.5 % |
Gearing | 11.2 % | 159.8 % | 10.6 % | 2.0 % | 6.5 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 4.5 | 1.2 | 0.5 | 6.3 | 3.7 |
Current ratio | 4.5 | 1.2 | 0.5 | 6.3 | 3.7 |
Cash and cash equivalents | 1 971.09 | 1 352.66 | 114.45 | ||
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BB | B | BB | BBB | BBB |
Variable visualization
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