Vibe Lending Fund ApS — Credit Rating and Financial Key Figures

CVR number: 34878641
Vibevej 50, 7330 Brande
kt@gpidenmark.dk
tel: 51249981

Credit rating

Company information

Official name
Vibe Lending Fund ApS
Established
2012
Company form
Private limited company
Industry

About Vibe Lending Fund ApS

Vibe Lending Fund ApS (CVR number: 34878641) is a company from IKAST-BRANDE. The company recorded a gross profit of 0 kEUR in 2024. The operating profit was 0 kEUR, while net earnings were 249 kEUR. The profitability of the company measured by Return on Assets (ROA) was 12.1 %, which can be considered good but Return on Equity (ROE) was 63.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 17.2 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. Vibe Lending Fund ApS's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kEUR)

EBIT (kEUR)

Profitability

Solidity

Key figures (kEUR)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit-0.18-0.13-0.54
EBIT-0.18-0.13-0.54
Net earnings-51.703.9046.97135.94248.98
Shareholders equity total79.8283.72130.69266.63515.61
Balance sheet total (assets)81.4586.44746.573 876.142 995.76
Net debt1.391.39545.173 570.002 409.01
Profitability
EBIT-%
ROA-0.0 %6.0 %18.0 %11.4 %12.1 %
ROE-64.8 %4.8 %43.8 %68.4 %63.7 %
ROI-0.0 %6.0 %19.1 %11.6 %12.3 %
Economic value added (EVA)- 111.93-4.09-4.39-35.53- 192.85
Solvency
Equity ratio98.0 %96.8 %17.5 %6.9 %17.2 %
Gearing2.0 %1.9 %434.6 %1339.4 %467.4 %
Relative net indebtedness %
Liquidity
Quick ratio0.20.10.00.00.0
Current ratio0.20.10.00.00.0
Cash and cash equivalents0.250.2422.821.160.94
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBB

Variable visualization

ROA:12.1%
Rating: 62/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:17.2%
Rating: 17/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer
Chairman of the board

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