FB Finans ApS — Credit Rating and Financial Key Figures

CVR number: 40363920
Hasselvænget 7, 7100 Vejle
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Company information

Official name
FB Finans ApS
Established
2019
Company form
Private limited company
Industry

About FB Finans ApS

FB Finans ApS (CVR number: 40363920) is a company from VEJLE. The company recorded a gross profit of 32.1 kDKK in 2025. The operating profit was 32.1 kDKK, while net earnings were 31 kDKK. The profitability of the company measured by Return on Assets (ROA) was 6.7 %, which can be considered decent but Return on Equity (ROE) was 14.7 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 23.7 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. FB Finans ApS's liquidity measured by quick ratio was 1.3 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit17.46-3.28-22.6219.5732.12
EBIT17.46-3.28-22.6219.5732.12
Net earnings-4.42-7.24-40.3213.6931.02
Shareholders equity total228.98221.74181.42195.11226.13
Balance sheet total (assets)478.08511.17503.13658.19954.18
Net debt- 134.09-81.58- 182.38- 146.79- 145.69
Profitability
EBIT-%
ROA3.7 %-0.7 %-4.5 %3.4 %6.7 %
ROE-1.9 %-3.2 %-20.0 %7.3 %14.7 %
ROI7.6 %-1.5 %-11.2 %10.4 %25.8 %
Economic value added (EVA)0.67-15.62-33.765.3615.15
Solvency
Equity ratio47.9 %43.4 %36.1 %29.6 %23.7 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio2.11.81.61.41.3
Current ratio2.11.81.61.41.3
Cash and cash equivalents134.0981.58182.38146.79145.69
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBB

Variable visualization

ROA:6.73%
Rating: 48/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:23.7%
Rating: 22/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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