CARTA FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 79544310
Finlandgade 1, 5000 Odense C
tel: 65916677
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Company information

Official name
CARTA FINANS ApS
Established
1985
Company form
Private limited company
Industry

About CARTA FINANS ApS

CARTA FINANS ApS (CVR number: 79544310) is a company from ODENSE. The company recorded a gross profit of -68.7 kDKK in 2025. The operating profit was -68.7 kDKK, while net earnings were 15.1 mDKK. The profitability of the company measured by Return on Assets (ROA) was 11.6 %, which can be considered good but Return on Equity (ROE) was 17.1 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 89.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. CARTA FINANS ApS's liquidity measured by quick ratio was 0.3 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit- 167.13- 263.11-12.69-62.43-68.71
EBIT- 167.13- 263.11-12.69-62.43-68.71
Net earnings19 097.3028 992.3819 933.6114 222.0815 061.91
Shareholders equity total64 622.0183 614.3983 547.9987 770.0888 831.98
Balance sheet total (assets)151 298.58179 931.60199 098.93162 774.29149 217.41
Net debt80 099.0193 092.92113 644.6272 561.3858 910.46
Profitability
EBIT-%
ROA16.4 %20.3 %13.9 %11.0 %11.6 %
ROE32.8 %39.1 %23.8 %16.6 %17.1 %
ROI17.0 %21.0 %14.1 %11.1 %11.8 %
Economic value added (EVA)-6 322.43-7 484.44-8 888.55-10 925.72-8 132.23
Solvency
Equity ratio71.3 %61.5 %84.3 %98.8 %89.9 %
Gearing124.0 %111.3 %136.0 %83.2 %66.3 %
Relative net indebtedness %
Liquidity
Quick ratio0.50.30.30.3
Current ratio0.50.30.30.3
Cash and cash equivalents423.62
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAABBBAA

Variable visualization

ROA:11.6%
Rating: 61/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:89.9%
Rating: 70/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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