BS FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About BS FINANS ApS
BS FINANS ApS (CVR number: 15142995) is a company from KOLDING. The company recorded a gross profit of 0 kDKK in 2024. The operating profit was -0.1 kDKK, while net earnings were 89.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 19.2 %, which can be considered excellent and Return on Equity (ROE) was 16.8 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 75 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. BS FINANS ApS's liquidity measured by quick ratio was 4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | |||||
EBIT | -2.85 | -0.26 | -0.07 | ||
Net earnings | 83.36 | 62.93 | -53.88 | 130.42 | 89.15 |
Shareholders equity total | 345.06 | 407.99 | 354.11 | 484.53 | 573.68 |
Balance sheet total (assets) | 377.66 | 456.69 | 505.36 | 656.47 | 765.00 |
Net debt | - 363.20 | - 424.09 | - 353.07 | - 507.77 | - 593.05 |
Profitability | |||||
EBIT-% | |||||
ROA | 33.5 % | 20.8 % | 11.1 % | 28.8 % | 19.2 % |
ROE | 27.5 % | 16.7 % | -14.1 % | 31.1 % | 16.8 % |
ROI | 34.4 % | 21.7 % | 11.4 % | 29.4 % | 19.8 % |
Economic value added (EVA) | 4.86 | 8.51 | 10.65 | 21.43 | 20.09 |
Solvency | |||||
Equity ratio | 91.4 % | 89.3 % | 70.1 % | 73.8 % | 75.0 % |
Gearing | 4.2 % | 8.0 % | 42.0 % | 30.7 % | 30.0 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 11.6 | 9.4 | 3.3 | 3.8 | 4.0 |
Current ratio | 11.6 | 9.4 | 3.3 | 3.8 | 4.0 |
Cash and cash equivalents | 377.66 | 456.69 | 501.77 | 656.47 | 765.00 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BB | BB | BB | BB | BB |
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