SFI Kredit A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About SFI Kredit A/S
SFI Kredit A/S (CVR number: 41803509) is a company from KOLDING. The company recorded a gross profit of -118.1 kDKK in 2024. The operating profit was -118.1 kDKK, while net earnings were 735.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 7.6 %, which can be considered decent and Return on Equity (ROE) was 6.3 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 91 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. SFI Kredit A/S's liquidity measured by quick ratio was 0.7 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|
Volume | ||||
Net sales | ||||
Gross profit | 33.35 | - 102.71 | - 118.34 | - 118.09 |
EBIT | 33.35 | - 102.71 | - 118.34 | - 118.09 |
Net earnings | 295.63 | 354.42 | 596.79 | 735.64 |
Shareholders equity total | 10 295.63 | 10 650.05 | 11 246.84 | 11 982.48 |
Balance sheet total (assets) | 10 379.01 | 10 812.51 | 11 617.41 | 13 161.99 |
Net debt | - 301.58 | - 411.60 | - 358.17 | - 455.37 |
Profitability | ||||
EBIT-% | ||||
ROA | 4.0 % | 4.5 % | 6.9 % | 7.6 % |
ROE | 2.9 % | 3.4 % | 5.5 % | 6.3 % |
ROI | 4.0 % | 4.5 % | 7.1 % | 8.1 % |
Economic value added (EVA) | 26.01 | - 582.32 | - 606.78 | - 639.27 |
Solvency | ||||
Equity ratio | 99.2 % | 98.5 % | 96.8 % | 91.0 % |
Gearing | ||||
Relative net indebtedness % | ||||
Liquidity | ||||
Quick ratio | 66.3 | 16.6 | 2.0 | 0.7 |
Current ratio | 66.3 | 16.6 | 2.0 | 0.7 |
Cash and cash equivalents | 301.58 | 411.60 | 358.17 | 455.37 |
Capital use efficiency | ||||
Trade debtors turnover (days) | ||||
Net working capital % | ||||
Credit risk | ||||
Credit rating | A | BBB | BBB | BBB |
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