H.M. FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 35862196
Pallasvej 23, 6960 Hvide Sande

Credit rating

Company information

Official name
H.M. FINANS ApS
Established
2014
Company form
Private limited company
Industry

About H.M. FINANS ApS

H.M. FINANS ApS (CVR number: 35862196) is a company from RINGKØBING-SKJERN. The company recorded a gross profit of 0 kDKK in 2024. The operating profit was -7.5 kDKK, while net earnings were 1070.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was 39.1 %, which can be considered excellent and Return on Equity (ROE) was 39.5 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 98.7 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. H.M. FINANS ApS's liquidity measured by quick ratio was 19.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit
EBIT-5.45-5.78-6.25-7.70-7.50
Net earnings912.591 280.29470.70259.121 070.48
Shareholders equity total914.651 981.952 238.552 283.563 139.94
Balance sheet total (assets)929.882 002.542 264.392 316.783 182.64
Net debt-1.54- 165.80- 614.44- 733.48- 809.06
Profitability
EBIT-%
ROA193.8 %87.4 %22.2 %11.3 %39.1 %
ROE199.1 %88.4 %22.3 %11.5 %39.5 %
ROI195.8 %87.7 %22.3 %11.3 %39.2 %
Economic value added (EVA)-4.9518.7763.9553.1250.71
Solvency
Equity ratio98.4 %99.0 %98.9 %98.6 %98.7 %
Gearing1.1 %0.8 %0.9 %1.1 %1.0 %
Relative net indebtedness %
Liquidity
Quick ratio0.88.824.622.919.7
Current ratio0.88.824.622.919.7
Cash and cash equivalents11.76181.14635.04759.33841.78
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBB

Variable visualization

ROA:39.1%
Rating: 88/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:98.7%
Rating: 80/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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