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H.M. FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 35862196
Pallasvej 23, 6960 Hvide Sande
Free credit report Annual report

Company information

Official name
H.M. FINANS ApS
Established
2014
Company form
Private limited company
Industry

About H.M. FINANS ApS

H.M. FINANS ApS (CVR number: 35862196) is a company from RINGKØBING-SKJERN. The company recorded a gross profit of 0 kDKK in 2025. The operating profit was -9.3 kDKK, while net earnings were 1223.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 36.2 %, which can be considered excellent and Return on Equity (ROE) was 34.4 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 98.7 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. H.M. FINANS ApS's liquidity measured by quick ratio was 23.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit
EBIT-5.78-6.25-7.70-7.50-9.30
Net earnings1 280.29470.70259.121 070.481 223.11
Shareholders equity total1 981.952 238.552 283.563 139.943 963.05
Balance sheet total (assets)2 002.542 264.392 316.783 182.644 015.33
Net debt- 165.80- 614.44- 733.48- 809.06-1 204.59
Profitability
EBIT-%
ROA87.4 %22.2 %11.3 %39.1 %36.2 %
ROE88.4 %22.3 %11.5 %39.5 %34.4 %
ROI87.7 %22.3 %11.3 %39.2 %36.3 %
Economic value added (EVA)-52.25- 106.62- 121.22- 122.91- 168.72
Solvency
Equity ratio99.0 %98.9 %98.6 %98.7 %98.7 %
Gearing0.8 %0.9 %1.1 %1.0 %1.0 %
Relative net indebtedness %
Liquidity
Quick ratio8.824.622.919.723.9
Current ratio8.824.622.919.723.9
Cash and cash equivalents181.14635.04759.33841.781 244.56
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAAAAAA

Variable visualization

ROA:36.2%
Rating: 87/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:98.7%
Rating: 80/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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