Lending Lab ApS — Credit Rating and Financial Key Figures

CVR number: 39833247
Applebys Plads 7, 1411 København K

Company information

Official name
Lending Lab ApS
Established
2018
Company form
Private limited company
Industry

About Lending Lab ApS

Lending Lab ApS (CVR number: 39833247) is a company from KØBENHAVN. The company recorded a gross profit of -879.1 kDKK in 2024. The operating profit was -5186.8 kDKK, while net earnings were -5228.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was -32.8 %, which can be considered poor and Return on Equity (ROE) was -37.7 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 81.6 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Lending Lab ApS's liquidity measured by quick ratio was 0.3 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit2 449.261 485.33- 632.52- 640.09- 879.14
EBIT-3 770.30-1 178.47-3 419.83-3 427.40-5 186.84
Net earnings-2 838.06-1 303.31-4 125.20-3 801.92-5 228.71
Shareholders equity total-2 175.34-3 478.65-7 603.85-1 405.7710 832.11
Balance sheet total (assets)13 473.9020 503.0118 561.6116 901.6913 273.63
Net debt15 504.2623 365.0226 102.2918 163.552 310.78
Profitability
EBIT-%
ROA-24.3 %-5.9 %-14.8 %-15.4 %-32.8 %
ROE-40.2 %-7.7 %-21.1 %-21.4 %-37.7 %
ROI-24.4 %-6.0 %-14.9 %-15.5 %-33.1 %
Economic value added (EVA)-3 393.96-1 638.78-4 354.06-4 357.10-6 029.33
Solvency
Equity ratio-13.9 %-14.5 %-29.1 %-7.7 %81.6 %
Gearing-717.7 %-679.4 %-343.3 %-1292.7 %21.6 %
Relative net indebtedness %
Liquidity
Quick ratio40.76.45.90.00.3
Current ratio40.76.45.90.00.3
Cash and cash equivalents108.75267.743.038.2032.01
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBB

Variable visualization

ROA:-32.8%
Rating: 0/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:81.6%
Rating: 61/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Board member
Chairman of the board

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