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AO Finans A/S — Credit Rating and Financial Key Figures

CVR number: 39492938
Industrivej 8 A, 8963 Auning
Free credit report Annual report

Credit rating

Company information

Official name
AO Finans A/S
Established
2018
Company form
Limited company
Industry

About AO Finans A/S

AO Finans A/S (CVR number: 39492938) is a company from NORDDJURS. The company recorded a gross profit of -136.3 kDKK in 2025. The operating profit was -136.3 kDKK, while net earnings were -194.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was -6.3 %, which can be considered poor and Return on Equity (ROE) was -13 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 91.2 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. AO Finans A/S's liquidity measured by quick ratio was 23.6 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit974.23248.73259.93528.39- 136.27
EBIT595.99- 103.47-67.07310.39- 136.27
Net earnings336.07- 222.14- 236.5374.07- 194.48
Shareholders equity total1 977.221 755.081 518.551 592.621 398.14
Balance sheet total (assets)7 650.487 570.856 650.392 799.421 532.39
Net debt1 696.552 580.972 076.37778.61- 686.54
Profitability
EBIT-%
ROA5.8 %-1.4 %-0.9 %6.6 %-6.3 %
ROE18.6 %-11.9 %-14.5 %4.8 %-13.0 %
ROI6.3 %-1.4 %-1.1 %7.9 %-6.5 %
Economic value added (EVA)-88.71- 454.51- 418.65-16.54- 256.40
Solvency
Equity ratio25.8 %23.2 %22.8 %56.9 %91.2 %
Gearing85.8 %147.1 %136.7 %48.9 %
Relative net indebtedness %
Liquidity
Quick ratio0.40.40.50.423.6
Current ratio3.72.31.63.525.5
Cash and cash equivalents686.54
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBB

Variable visualization

ROA:-6.27%
Rating: 14/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:91.2%
Rating: 72/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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