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AO Finans A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About AO Finans A/S
AO Finans A/S (CVR number: 39492938) is a company from NORDDJURS. The company recorded a gross profit of -136.3 kDKK in 2025. The operating profit was -136.3 kDKK, while net earnings were -194.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was -6.3 %, which can be considered poor and Return on Equity (ROE) was -13 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 91.2 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. AO Finans A/S's liquidity measured by quick ratio was 23.6 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | 974.23 | 248.73 | 259.93 | 528.39 | - 136.27 |
| EBIT | 595.99 | - 103.47 | -67.07 | 310.39 | - 136.27 |
| Net earnings | 336.07 | - 222.14 | - 236.53 | 74.07 | - 194.48 |
| Shareholders equity total | 1 977.22 | 1 755.08 | 1 518.55 | 1 592.62 | 1 398.14 |
| Balance sheet total (assets) | 7 650.48 | 7 570.85 | 6 650.39 | 2 799.42 | 1 532.39 |
| Net debt | 1 696.55 | 2 580.97 | 2 076.37 | 778.61 | - 686.54 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 5.8 % | -1.4 % | -0.9 % | 6.6 % | -6.3 % |
| ROE | 18.6 % | -11.9 % | -14.5 % | 4.8 % | -13.0 % |
| ROI | 6.3 % | -1.4 % | -1.1 % | 7.9 % | -6.5 % |
| Economic value added (EVA) | -88.71 | - 454.51 | - 418.65 | -16.54 | - 256.40 |
| Solvency | |||||
| Equity ratio | 25.8 % | 23.2 % | 22.8 % | 56.9 % | 91.2 % |
| Gearing | 85.8 % | 147.1 % | 136.7 % | 48.9 % | |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 0.4 | 0.4 | 0.5 | 0.4 | 23.6 |
| Current ratio | 3.7 | 2.3 | 1.6 | 3.5 | 25.5 |
| Cash and cash equivalents | 686.54 | ||||
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BBB | BB | BBB | BBB |
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