XL Management ApS — Credit Rating and Financial Key Figures

XL Management ApS (CVR number: 38962108K) is a company from THISTED. The company recorded a gross profit of 42.4 mDKK in 2020. The operating profit was 3600.6 kDKK, while net earnings were 1970.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 4.5 %, which can be considered decent but Return on Equity (ROE) was 18.5 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 20 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. XL Management ApS's liquidity measured by quick ratio was 0.3 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.