Min Kredit ApS — Credit Rating and Financial Key Figures

CVR number: 35875115
Hellerupgårdvej 18, 2900 Hellerup
schellenbauer@gmail.com
tel: 61104004
minkredit.dk

Company information

Official name
Min Kredit ApS
Personnel
1 person
Established
2015
Company form
Private limited company
Industry

About Min Kredit ApS

Min Kredit ApS (CVR number: 35875115) is a company from GENTOFTE. The company recorded a gross profit of -226.3 kDKK in 2024. The operating profit was -226.3 kDKK, while net earnings were 704.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 8.5 %, which can be considered good and Return on Equity (ROE) was 9 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 38 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Min Kredit ApS's liquidity measured by quick ratio was 0.1 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit-92.38363.57- 207.40-34.88- 226.27
EBIT- 699.80113.45- 363.97-35.32- 226.27
Net earnings2 471.712 719.02-2 396.572 218.31704.24
Shareholders equity total4 901.427 620.445 223.877 442.188 146.42
Balance sheet total (assets)7 544.6011 943.1312 306.1123 259.8621 443.92
Net debt-2 374.35-2 244.626 326.6715 777.4811 445.18
Profitability
EBIT-%
ROA47.7 %36.6 %3.1 %16.3 %8.5 %
ROE67.4 %43.4 %-37.3 %35.0 %9.0 %
ROI47.8 %38.0 %3.2 %16.3 %8.6 %
Economic value added (EVA)- 841.54- 289.49- 926.35- 653.56-1 354.52
Solvency
Equity ratio65.0 %63.8 %42.4 %32.0 %38.0 %
Gearing53.7 %46.9 %135.2 %212.2 %161.8 %
Relative net indebtedness %
Liquidity
Quick ratio2.82.70.10.00.1
Current ratio2.82.70.10.00.1
Cash and cash equivalents5 006.105 815.75734.3715.201 734.23
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBABBBAA

Variable visualization

ROA:8.53%
Rating: 53/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:38.0%
Rating: 32/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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