ZM FINANS A/S — Credit Rating and Financial Key Figures

CVR number: 24811018
Skandrups Alle 2, Hareskov 3500 Værløse
hpmadsen@gmail.com
tel: 44494123

Company information

Official name
ZM FINANS A/S
Personnel
1 person
Established
1964
Domicile
Hareskov
Company form
Limited company
Industry

About ZM FINANS A/S

ZM FINANS A/S (CVR number: 24811018) is a company from FURESØ. The company recorded a gross profit of 29.8 kDKK in 2023. The operating profit was -26 kDKK, while net earnings were 1237 kDKK. The profitability of the company measured by Return on Assets (ROA) was 8.5 %, which can be considered good but Return on Equity (ROE) was 7.4 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 82.2 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. ZM FINANS A/S's liquidity measured by quick ratio was 0.6 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales377.07
Gross profit194.84-47.75- 191.73205.3429.81
EBIT- 111.01- 356.14- 247.58149.49-26.04
Net earnings739.40962.033 037.76- 102.431 236.99
Shareholders equity total14 195.6915 157.7216 195.4816 093.0517 330.04
Balance sheet total (assets)22 015.8421 579.1122 382.5922 143.4621 093.44
Net debt1 336.191 698.435 148.433 069.432 856.76
Profitability
EBIT-%-29.4 %
ROA3.9 %7.6 %17.8 %4.3 %8.5 %
ROE5.2 %6.6 %19.4 %-0.6 %7.4 %
ROI4.6 %7.7 %18.2 %4.3 %8.7 %
Economic value added (EVA)- 605.95- 864.07- 856.78- 771.95- 816.30
Solvency
Equity ratio64.5 %70.2 %72.4 %72.7 %82.2 %
Gearing53.0 %40.7 %34.3 %34.7 %19.5 %
Relative net indebtedness %434.3 %
Liquidity
Quick ratio1.41.40.40.80.6
Current ratio1.41.40.40.80.6
Cash and cash equivalents6 182.564 466.93410.562 508.70526.45
Capital use efficiency
Trade debtors turnover (days)
Net working capital %556.5 %
Credit risk
Credit ratingAAAAA

Variable visualization

ROA:8.55%
Rating: 53/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:82.2%
Rating: 61/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Board member

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