Luma Finans ApS — Credit Rating and Financial Key Figures

CVR number: 10105080
Tuborgvej 32, 2900 Hellerup
tel: 39450200

Company information

Official name
Luma Finans ApS
Personnel
1 person
Established
1985
Company form
Private limited company
Industry

About Luma Finans ApS

Luma Finans ApS (CVR number: 10105080) is a company from KØBENHAVN. The company recorded a gross profit of 58.7 kDKK in 2023. The operating profit was -535.4 kDKK, while net earnings were 8445.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was 14.9 %, which can be considered good and Return on Equity (ROE) was 14.8 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 78.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Luma Finans ApS's liquidity measured by quick ratio was 10 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit549.07381.09409.6490.2558.66
EBIT516.0749.95- 196.91- 570.23- 535.38
Net earnings2 567.688 347.94328.502 988.838 445.39
Shareholders equity total44 334.2352 571.5850 900.0753 774.5060 219.89
Balance sheet total (assets)63 646.5275 448.5174 696.1881 041.9891 243.99
Net debt-40 111.07-47 963.44-42 303.99-40 001.02-44 452.65
Profitability
EBIT-%
ROA13.6 %16.0 %12.9 %8.3 %14.9 %
ROE6.0 %17.2 %0.6 %5.7 %14.8 %
ROI17.2 %19.7 %14.2 %8.3 %15.0 %
Economic value added (EVA)698.62338.71-68.29- 646.48- 637.65
Solvency
Equity ratio69.8 %69.8 %83.9 %81.7 %78.6 %
Gearing13.8 %15.6 %18.3 %20.4 %23.3 %
Relative net indebtedness %
Liquidity
Quick ratio3.64.015.811.810.0
Current ratio3.63.915.411.69.9
Cash and cash equivalents46 228.8456 174.6851 638.9950 959.6058 490.80
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAAAAA

Variable visualization

ROA:14.9%
Rating: 66/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:78.6%
Rating: 58/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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