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Luma Finans ApS — Credit Rating and Financial Key Figures

CVR number: 10105080
Tuborgvej 32, 2900 Hellerup
tel: 39450200
Free credit report Annual report

Company information

Official name
Luma Finans ApS
Personnel
1 person
Established
1985
Company form
Private limited company
Industry

About Luma Finans ApS

Luma Finans ApS (CVR number: 10105080) is a company from KØBENHAVN. The company recorded a gross profit of -1210.4 kDKK in 2024. The operating profit was 6642.2 kDKK, while net earnings were 6837.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was 15.8 %, which can be considered excellent but Return on Equity (ROE) was 10.9 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 78.9 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Luma Finans ApS's liquidity measured by quick ratio was 9.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit381.09409.6490.2558.66-1 210.39
EBIT49.95- 196.91- 570.23- 535.386 642.21
Net earnings8 347.94328.502 988.838 445.396 837.84
Shareholders equity total52 571.5850 900.0753 774.5060 219.8965 057.73
Balance sheet total (assets)75 448.5174 696.1881 041.9891 243.99102 382.20
Net debt-47 963.44-42 303.99-40 001.02-44 452.65-42 708.63
Profitability
EBIT-%
ROA16.0 %12.9 %8.3 %14.9 %15.8 %
ROE17.2 %0.6 %5.7 %14.8 %10.9 %
ROI19.7 %14.2 %8.3 %15.0 %15.9 %
Economic value added (EVA)-2 499.36-3 256.74-3 495.34-3 724.501 145.16
Solvency
Equity ratio69.8 %83.9 %81.7 %78.6 %78.9 %
Gearing15.6 %18.3 %20.4 %23.3 %20.8 %
Relative net indebtedness %
Liquidity
Quick ratio4.015.811.810.09.3
Current ratio3.915.411.69.99.2
Cash and cash equivalents56 174.6851 638.9950 959.6058 490.8056 260.35
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBAAAA

Variable visualization

ROA:15.8%
Rating: 67/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:78.9%
Rating: 59/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Director

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