Luma Finans ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Luma Finans ApS
Luma Finans ApS (CVR number: 10105080) is a company from KØBENHAVN. The company recorded a gross profit of 58.7 kDKK in 2023. The operating profit was -535.4 kDKK, while net earnings were 8445.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was 14.9 %, which can be considered good and Return on Equity (ROE) was 14.8 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 78.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Luma Finans ApS's liquidity measured by quick ratio was 10 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2019 | 2020 | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 549.07 | 381.09 | 409.64 | 90.25 | 58.66 |
EBIT | 516.07 | 49.95 | - 196.91 | - 570.23 | - 535.38 |
Net earnings | 2 567.68 | 8 347.94 | 328.50 | 2 988.83 | 8 445.39 |
Shareholders equity total | 44 334.23 | 52 571.58 | 50 900.07 | 53 774.50 | 60 219.89 |
Balance sheet total (assets) | 63 646.52 | 75 448.51 | 74 696.18 | 81 041.98 | 91 243.99 |
Net debt | -40 111.07 | -47 963.44 | -42 303.99 | -40 001.02 | -44 452.65 |
Profitability | |||||
EBIT-% | |||||
ROA | 13.6 % | 16.0 % | 12.9 % | 8.3 % | 14.9 % |
ROE | 6.0 % | 17.2 % | 0.6 % | 5.7 % | 14.8 % |
ROI | 17.2 % | 19.7 % | 14.2 % | 8.3 % | 15.0 % |
Economic value added (EVA) | 698.62 | 338.71 | -68.29 | - 646.48 | - 637.65 |
Solvency | |||||
Equity ratio | 69.8 % | 69.8 % | 83.9 % | 81.7 % | 78.6 % |
Gearing | 13.8 % | 15.6 % | 18.3 % | 20.4 % | 23.3 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 3.6 | 4.0 | 15.8 | 11.8 | 10.0 |
Current ratio | 3.6 | 3.9 | 15.4 | 11.6 | 9.9 |
Cash and cash equivalents | 46 228.84 | 56 174.68 | 51 638.99 | 50 959.60 | 58 490.80 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | A | AA | AA | AA | AA |
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