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R J INVEST, HUMLUM ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About R J INVEST, HUMLUM ApS
R J INVEST, HUMLUM ApS (CVR number: 24218929) is a company from AALBORG. The company recorded a gross profit of -7 kDKK in 2025. The operating profit was -7 kDKK, while net earnings were -7 kDKK. The profitability of the company measured by Return on Assets (ROA) was -15.5 %, which can be considered poor and Return on Equity (ROE) was -16.9 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 90.7 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. R J INVEST, HUMLUM ApS's liquidity measured by quick ratio was 10.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -3.91 | -4.74 | -5.60 | -5.60 | -7.01 |
| EBIT | -3.91 | -4.74 | -5.60 | -5.60 | -7.01 |
| Net earnings | -4.57 | -5.30 | -5.58 | -5.47 | -6.99 |
| Shareholders equity total | 61.17 | 55.87 | 50.29 | 44.82 | 37.82 |
| Balance sheet total (assets) | 65.07 | 59.77 | 54.19 | 48.72 | 41.73 |
| Net debt | -65.03 | -59.72 | -54.14 | -48.67 | -41.68 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | -5.8 % | -7.6 % | -9.8 % | -10.6 % | -15.5 % |
| ROE | -7.2 % | -9.1 % | -10.5 % | -11.5 % | -16.9 % |
| ROI | -6.2 % | -8.1 % | -10.5 % | -11.5 % | -16.9 % |
| Economic value added (EVA) | -7.21 | -7.82 | -8.41 | -8.13 | -9.26 |
| Solvency | |||||
| Equity ratio | 94.0 % | 93.5 % | 92.8 % | 92.0 % | 90.7 % |
| Gearing | |||||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 16.7 | 15.3 | 13.9 | 12.5 | 10.7 |
| Current ratio | 16.7 | 15.3 | 13.9 | 12.5 | 10.7 |
| Cash and cash equivalents | 65.03 | 59.72 | 54.14 | 48.67 | 41.68 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BBB | BBB | BBB | BBB |
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