PZ FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 33499914
Louisesmindevej 1, Dannerhøj 9330 Dronninglund
tel: 40191335

Company information

Official name
PZ FINANS ApS
Personnel
1 person
Established
1971
Domicile
Dannerhøj
Company form
Private limited company
Industry

About PZ FINANS ApS

PZ FINANS ApS (CVR number: 33499914) is a company from Brønderslev. The company recorded a gross profit of -16.9 kDKK in 2023. The operating profit was -61 kDKK, while net earnings were -30 kDKK. The profitability of the company measured by Return on Assets (ROA) was -2.1 %, which can be considered poor and Return on Equity (ROE) was -4.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 76.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. PZ FINANS ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit14.828.0343.3418.96-16.93
EBIT-14.14-6.087.46-28.72-60.96
Net earnings12.3219.1626.81-10.37-30.02
Shareholders equity total696.78715.94742.75732.38702.36
Balance sheet total (assets)756.28831.95889.37903.68917.12
Net debt-37.70-88.33- 204.26- 203.54- 240.88
Profitability
EBIT-%
ROA1.8 %2.9 %3.8 %-0.4 %-2.1 %
ROE1.8 %2.7 %3.7 %-1.4 %-4.2 %
ROI2.0 %3.2 %4.4 %-0.5 %-2.7 %
Economic value added (EVA)-46.31-39.20-24.07-55.78-87.54
Solvency
Equity ratio92.1 %86.1 %83.5 %81.0 %76.6 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio12.67.15.34.73.8
Current ratio12.77.25.34.73.9
Cash and cash equivalents37.7088.33204.26203.54240.88
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBB

Variable visualization

ROA:-2.11%
Rating: 18/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:76.6%
Rating: 57/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer
Chief executive officer

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