PZ FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About PZ FINANS ApS
PZ FINANS ApS (CVR number: 33499914) is a company from Brønderslev. The company recorded a gross profit of -16.9 kDKK in 2023. The operating profit was -61 kDKK, while net earnings were -30 kDKK. The profitability of the company measured by Return on Assets (ROA) was -2.1 %, which can be considered poor and Return on Equity (ROE) was -4.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 76.6 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. PZ FINANS ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2019 | 2020 | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 14.82 | 8.03 | 43.34 | 18.96 | -16.93 |
EBIT | -14.14 | -6.08 | 7.46 | -28.72 | -60.96 |
Net earnings | 12.32 | 19.16 | 26.81 | -10.37 | -30.02 |
Shareholders equity total | 696.78 | 715.94 | 742.75 | 732.38 | 702.36 |
Balance sheet total (assets) | 756.28 | 831.95 | 889.37 | 903.68 | 917.12 |
Net debt | -37.70 | -88.33 | - 204.26 | - 203.54 | - 240.88 |
Profitability | |||||
EBIT-% | |||||
ROA | 1.8 % | 2.9 % | 3.8 % | -0.4 % | -2.1 % |
ROE | 1.8 % | 2.7 % | 3.7 % | -1.4 % | -4.2 % |
ROI | 2.0 % | 3.2 % | 4.4 % | -0.5 % | -2.7 % |
Economic value added (EVA) | -46.31 | -39.20 | -24.07 | -55.78 | -87.54 |
Solvency | |||||
Equity ratio | 92.1 % | 86.1 % | 83.5 % | 81.0 % | 76.6 % |
Gearing | |||||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 12.6 | 7.1 | 5.3 | 4.7 | 3.8 |
Current ratio | 12.7 | 7.2 | 5.3 | 4.7 | 3.9 |
Cash and cash equivalents | 37.70 | 88.33 | 204.26 | 203.54 | 240.88 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BB | B | BBB | BBB | BB |
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