SEL FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About SEL FINANS ApS
SEL FINANS ApS (CVR number: 12518609) is a company from SKANDERBORG. The company recorded a gross profit of -7.4 kDKK in 2022. The operating profit was -7.4 kDKK, while net earnings were -8.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was -5.6 %, which can be considered poor and Return on Equity (ROE) was -8.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 73.9 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. SEL FINANS ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2018 | 2019 | 2020 | 2021 | 2022 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -9.18 | -7.22 | -5.05 | 0.54 | -7.39 |
EBIT | -9.18 | -7.22 | -5.05 | 0.54 | -7.39 |
Net earnings | -9.18 | -7.26 | -5.26 | -0.30 | -8.19 |
Shareholders equity total | 115.88 | 108.62 | 103.36 | 103.06 | 94.88 |
Balance sheet total (assets) | 122.19 | 114.93 | 135.07 | 137.29 | 128.38 |
Net debt | -93.15 | -83.70 | -85.72 | -75.58 | -70.64 |
Profitability | |||||
EBIT-% | |||||
ROA | -7.2 % | -6.1 % | -4.0 % | 0.4 % | -5.6 % |
ROE | -7.6 % | -6.5 % | -5.0 % | -0.3 % | -8.3 % |
ROI | -7.3 % | -6.1 % | -4.0 % | 0.4 % | -5.6 % |
Economic value added (EVA) | -9.75 | -8.05 | -5.99 | 1.24 | -7.05 |
Solvency | |||||
Equity ratio | 94.8 % | 94.5 % | 76.5 % | 75.1 % | 73.9 % |
Gearing | 5.4 % | 5.8 % | 30.7 % | 33.2 % | 35.3 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 19.4 | 18.2 | 4.3 | 4.0 | 3.8 |
Current ratio | 19.4 | 18.2 | 4.3 | 4.0 | 3.8 |
Cash and cash equivalents | 99.46 | 90.02 | 117.44 | 109.81 | 104.14 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | B | B | B | B | B |
Variable visualization
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