SEL FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 12518609
Brombærvænget 3, Skovby 8464 Galten
seunderbjerg@live.dk
tel: 40333080
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Company information

Official name
SEL FINANS ApS
Established
1988
Domicile
Skovby
Company form
Private limited company
Industry

About SEL FINANS ApS

SEL FINANS ApS (CVR number: 12518609) is a company from SKANDERBORG. The company recorded a gross profit of -7.4 kDKK in 2022. The operating profit was -7.4 kDKK, while net earnings were -8.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was -5.6 %, which can be considered poor and Return on Equity (ROE) was -8.3 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 73.9 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. SEL FINANS ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2018
2019
2020
2021
2022
Volume
Net sales
Gross profit-9.18-7.22-5.050.54-7.39
EBIT-9.18-7.22-5.050.54-7.39
Net earnings-9.18-7.26-5.26-0.30-8.19
Shareholders equity total115.88108.62103.36103.0694.88
Balance sheet total (assets)122.19114.93135.07137.29128.38
Net debt-93.15-83.70-85.72-75.58-70.64
Profitability
EBIT-%
ROA-7.2 %-6.1 %-4.0 %0.4 %-5.6 %
ROE-7.6 %-6.5 %-5.0 %-0.3 %-8.3 %
ROI-7.3 %-6.1 %-4.0 %0.4 %-5.6 %
Economic value added (EVA)-9.75-8.05-5.991.24-7.05
Solvency
Equity ratio94.8 %94.5 %76.5 %75.1 %73.9 %
Gearing5.4 %5.8 %30.7 %33.2 %35.3 %
Relative net indebtedness %
Liquidity
Quick ratio19.418.24.34.03.8
Current ratio19.418.24.34.03.8
Cash and cash equivalents99.4690.02117.44109.81104.14
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBB

Variable visualization

ROA:-5.56%
Rating: 14/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:73.9%
Rating: 55/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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