STEPCHANGE ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About STEPCHANGE ApS
STEPCHANGE ApS (CVR number: 34073732) is a company from FURESØ. The company recorded a gross profit of 162.7 kDKK in 2025. The operating profit was 47.8 kDKK, while net earnings were -8.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 1.8 %, which can be considered weak but Return on Equity (ROE) was -0.4 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at -13.1 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. STEPCHANGE ApS's liquidity measured by quick ratio was 6.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | 470.00 | 666.00 | 312.00 | 419.00 | 162.73 |
| EBIT | 64.00 | 194.00 | - 254.00 | -10.00 | 47.80 |
| Net earnings | 14.00 | 54.00 | - 187.00 | -60.00 | -8.87 |
| Shareholders equity total | - 146.00 | -92.00 | - 280.00 | - 339.00 | - 348.19 |
| Balance sheet total (assets) | 2 337.00 | 2 441.00 | 2 283.00 | 2 301.00 | 2 315.25 |
| Net debt | -30.00 | - 183.00 | -5.00 | -43.00 | -87.81 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 2.5 % | 7.9 % | -9.4 % | -0.4 % | 1.8 % |
| ROE | 0.6 % | 2.3 % | -7.9 % | -2.6 % | -0.4 % |
| ROI | 2.8 % | 8.3 % | -19.9 % | ||
| Economic value added (EVA) | 57.77 | 159.16 | - 193.29 | 6.07 | 54.36 |
| Solvency | |||||
| Equity ratio | -5.9 % | -3.6 % | -10.9 % | -12.8 % | -13.1 % |
| Gearing | |||||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 1.4 | 1.9 | 0.7 | 2.5 | 6.8 |
| Current ratio | 1.4 | 1.9 | 0.7 | 2.5 | 6.8 |
| Cash and cash equivalents | 30.00 | 183.00 | 5.00 | 43.00 | 87.81 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BBB | BB | BB | BB |
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