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BEAR FINANS NÆSTVED ApS — Credit Rating and Financial Key Figures

CVR number: 20172908
Klosterlunden 89, 4700 Næstved
ibb@os.dk
tel: 40891870
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Credit rating

Company information

Official name
BEAR FINANS NÆSTVED ApS
Established
1997
Company form
Private limited company
Industry

About BEAR FINANS NÆSTVED ApS

BEAR FINANS NÆSTVED ApS (CVR number: 20172908) is a company from NÆSTVED. The company recorded a gross profit of -60 kDKK in 2025. The operating profit was -60 kDKK, while net earnings were 143.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.5 %, which can be considered decent but Return on Equity (ROE) was 0.6 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 95.3 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. BEAR FINANS NÆSTVED ApS's liquidity measured by quick ratio was 21.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit592.46-0.23585.45-64.33-59.98
EBIT573.77-18.92581.07-68.22-59.98
Net earnings1 846.05-2 983.941 712.223 086.31143.29
Shareholders equity total27 992.5524 481.3524 193.5626 779.8724 923.16
Balance sheet total (assets)28 634.8624 876.7025 476.7627 802.9326 144.10
Net debt-2 131.87-6 403.26-24 107.41-27 214.72-24 945.86
Profitability
EBIT-%
ROA11.8 %4.6 %9.7 %15.6 %5.5 %
ROE6.6 %-11.4 %7.0 %12.1 %0.6 %
ROI12.0 %4.6 %9.8 %15.7 %5.6 %
Economic value added (EVA)- 919.48-1 425.55- 649.40-1 338.04-1 420.56
Solvency
Equity ratio97.8 %98.4 %95.0 %96.3 %95.3 %
Gearing5.1 %2.1 %4.7 %
Relative net indebtedness %
Liquidity
Quick ratio12.016.519.945.821.4
Current ratio12.016.519.945.821.4
Cash and cash equivalents2 131.876 403.2625 351.8127 785.9126 128.13
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAAAA

Variable visualization

ROA:5.52%
Rating: 44/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:95.3%
Rating: 76/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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