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Finansax ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Finansax ApS
Finansax ApS (CVR number: 38641921) is a company from KØBENHAVN. The company recorded a gross profit of -79.6 kDKK in 2025. The operating profit was -79.6 kDKK, while net earnings were -80.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.1 %, which can be considered decent but Return on Equity (ROE) was -0.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at -2.7 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. Finansax ApS's liquidity measured by quick ratio was 42 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -47.28 | -35.39 | -36.49 | -37.51 | -79.55 |
| EBIT | -47.28 | -35.39 | -36.49 | -37.51 | -79.55 |
| Net earnings | - 169.71 | -65.11 | -39.00 | -38.38 | -80.65 |
| Shareholders equity total | - 713.17 | - 778.28 | - 817.27 | - 855.65 | - 936.29 |
| Balance sheet total (assets) | 26 340.84 | 27 185.07 | 29 354.69 | 31 481.32 | 33 238.30 |
| Net debt | 26 712.11 | 27 881.47 | 30 095.94 | 32 266.37 | 34 109.41 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 2.9 % | 5.0 % | 7.1 % | 6.6 % | 5.1 % |
| ROE | -0.4 % | -0.2 % | -0.1 % | -0.1 % | -0.2 % |
| ROI | 2.9 % | 5.0 % | 7.1 % | 6.6 % | 5.1 % |
| Economic value added (EVA) | -2 696.22 | -1 347.85 | -1 401.64 | -1 511.68 | -1 660.58 |
| Solvency | |||||
| Equity ratio | -2.6 % | -2.8 % | -2.7 % | -2.6 % | -2.7 % |
| Gearing | -3791.0 % | -3590.7 % | -3689.6 % | -3777.1 % | -3648.1 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 15.0 | 19.6 | 32.6 | 39.7 | 42.0 |
| Current ratio | 15.0 | 19.6 | 32.6 | 39.7 | 42.0 |
| Cash and cash equivalents | 323.90 | 63.87 | 58.02 | 52.60 | 47.18 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BBB | BBB | BBB | BBB |
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