Simpel Kredit A/S — Credit Rating and Financial Key Figures

Simpel Kredit A/S (CVR number: 39650517K) is a company from GENTOFTE. The company reported a net sales of 66.5 mDKK in 2025, demonstrating a growth of 28.5 % compared to the previous year. The operating profit percentage was poor at -4.4 % (EBIT: -2.9 mDKK), while net earnings were 25 mDKK. The profitability of the company measured by Return on Assets (ROA) was 494.3 %, which can be considered excellent and Return on Equity (ROE) was 31.5 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 16.1 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. Simpel Kredit A/S's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.