My Personal Health Bank ApS — Credit Rating and Financial Key Figures

CVR number: 41810548
Strandparken 70, Faldsled 5642 Millinge
tel: 22500480

Credit rating

Company information

Official name
My Personal Health Bank ApS
Personnel
2 persons
Established
2020
Domicile
Faldsled
Company form
Private limited company
Industry

About My Personal Health Bank ApS

My Personal Health Bank ApS (CVR number: 41810548) is a company from FAABORG-MIDTFYN. The company recorded a gross profit of -381.4 kDKK in 2022. The operating profit was -746.7 kDKK, while net earnings were -593.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was -15.2 %, which can be considered poor and Return on Equity (ROE) was -23.9 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 51.8 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. My Personal Health Bank ApS's liquidity measured by quick ratio was 5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
Volume
Net sales
Gross profit- 322.41- 381.40
EBIT- 435.41- 746.66
Net earnings- 188.85- 593.27
Shareholders equity total1 796.863 161.55
Balance sheet total (assets)3 672.636 098.18
Net debt787.131 253.56
Profitability
EBIT-%
ROA-11.9 %-15.2 %
ROE-10.5 %-23.9 %
ROI-13.0 %-17.7 %
Economic value added (EVA)- 309.14- 502.68
Solvency
Equity ratio48.9 %51.8 %
Gearing69.6 %45.2 %
Relative net indebtedness %
Liquidity
Quick ratio2.35.0
Current ratio2.35.0
Cash and cash equivalents463.90175.94
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBB

Variable visualization

ROA:-15.2%
Rating: 5/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:51.8%
Rating: 41/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

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