Pleo Financial Services A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About Pleo Financial Services A/S
Pleo Financial Services A/S (CVR number: 39155435) is a company from KØBENHAVN. The company recorded a gross profit of 280.3 mDKK in 2024. The operating profit was 244.8 mDKK, while net earnings were 190.8 mDKK. The profitability of the company measured by Return on Assets (ROA) was 15 %, which can be considered good but Return on Equity (ROE) was 46.6 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 22.6 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Pleo Financial Services A/S's liquidity measured by quick ratio was 1.3 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 213 812.00 | 280 319.00 | |||
EBIT | 25 014.00 | 73 858.00 | 162 878.00 | 185 677.00 | 244 783.00 |
Net earnings | 18 436.00 | 59 215.00 | 125 299.00 | 144 804.00 | 190 778.00 |
Shareholders equity total | 63 298.00 | 122 513.00 | 247 812.00 | 392 616.00 | 426 508.00 |
Balance sheet total (assets) | 344 639.00 | 747 789.00 | 1 166 722.00 | 1 714 884.00 | 1 890 736.00 |
Net debt | -1 437 084.00 | -1 619 263.00 | |||
Profitability | |||||
EBIT-% | |||||
ROA | 9.1 % | 13.5 % | 17.0 % | 13.7 % | 15.0 % |
ROE | 34.1 % | 63.7 % | 67.7 % | 45.2 % | 46.6 % |
ROI | 12.5 % | 13.5 % | 17.0 % | 25.1 % | 63.9 % |
Economic value added (EVA) | 32 222.51 | 70 677.28 | 156 721.72 | 123 901.17 | 234 003.71 |
Solvency | |||||
Equity ratio | 100.0 % | 100.0 % | 100.0 % | 22.9 % | 22.6 % |
Gearing | 2.6 % | 3.9 % | |||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 1.3 | 1.3 | |||
Current ratio | 1.3 | 1.3 | |||
Cash and cash equivalents | 1 447 225.00 | 1 635 772.00 | |||
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BBB | BBB | BBB | BB | BB |
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