SAJ Finans ApS — Credit Rating and Financial Key Figures

CVR number: 39641364
Niels Jernes Vej 10, 9220 Aalborg Øst
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Credit rating

Company information

Official name
SAJ Finans ApS
Personnel
1 person
Established
2018
Company form
Private limited company
Industry

About SAJ Finans ApS

SAJ Finans ApS (CVR number: 39641364) is a company from AALBORG. The company recorded a gross profit of -3302 kDKK in 2024. The operating profit was -3893 kDKK, while net earnings were 142.9 mDKK. The profitability of the company measured by Return on Assets (ROA) was 82 %, which can be considered excellent and Return on Equity (ROE) was 81.9 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 99.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. SAJ Finans ApS's liquidity measured by quick ratio was 3981.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales16 285.32
Gross profit16 273.70-19.13-2.20-37.00-3 302.00
EBIT16 273.58- 219.13- 605.98- 670.00-3 893.00
Net earnings16 168.58280.003 641.2598 815.00142 901.00
Shareholders equity total15 970.4716 193.9718 635.22104 950.00243 851.00
Balance sheet total (assets)19 664.3216 219.4518 659.35105 019.00244 001.00
Net debt-2 974.42-2 304.49- 559.68-75 553.00- 200 981.00
Profitability
EBIT-%99.9 %
ROA143.6 %1.5 %20.5 %161.8 %82.0 %
ROE172.1 %1.7 %20.9 %159.9 %81.9 %
ROI147.2 %1.6 %20.5 %161.9 %82.1 %
Economic value added (EVA)16 161.81-1 132.23-1 285.69-1 412.12-8 037.77
Solvency
Equity ratio81.2 %99.8 %99.9 %99.9 %99.9 %
Gearing19.7 %
Relative net indebtedness %-14.9 %
Liquidity
Quick ratio20.6271.5371.71 204.23 981.5
Current ratio20.6271.5371.71 204.23 981.5
Cash and cash equivalents6 113.932 304.49559.6875 553.00200 981.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %66.9 %
Credit risk
Credit ratingBBBAABBBBBB

Variable visualization

ROA:82.0%
Rating: 100/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:99.9%
Rating: 99/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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