SAJ Finans ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About SAJ Finans ApS
SAJ Finans ApS (CVR number: 39641364) is a company from AALBORG. The company recorded a gross profit of -3302 kDKK in 2024. The operating profit was -3893 kDKK, while net earnings were 142.9 mDKK. The profitability of the company measured by Return on Assets (ROA) was 82 %, which can be considered excellent and Return on Equity (ROE) was 81.9 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 99.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. SAJ Finans ApS's liquidity measured by quick ratio was 3981.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | 16 285.32 | ||||
Gross profit | 16 273.70 | -19.13 | -2.20 | -37.00 | -3 302.00 |
EBIT | 16 273.58 | - 219.13 | - 605.98 | - 670.00 | -3 893.00 |
Net earnings | 16 168.58 | 280.00 | 3 641.25 | 98 815.00 | 142 901.00 |
Shareholders equity total | 15 970.47 | 16 193.97 | 18 635.22 | 104 950.00 | 243 851.00 |
Balance sheet total (assets) | 19 664.32 | 16 219.45 | 18 659.35 | 105 019.00 | 244 001.00 |
Net debt | -2 974.42 | -2 304.49 | - 559.68 | -75 553.00 | - 200 981.00 |
Profitability | |||||
EBIT-% | 99.9 % | ||||
ROA | 143.6 % | 1.5 % | 20.5 % | 161.8 % | 82.0 % |
ROE | 172.1 % | 1.7 % | 20.9 % | 159.9 % | 81.9 % |
ROI | 147.2 % | 1.6 % | 20.5 % | 161.9 % | 82.1 % |
Economic value added (EVA) | 16 161.81 | -1 132.23 | -1 285.69 | -1 412.12 | -8 037.77 |
Solvency | |||||
Equity ratio | 81.2 % | 99.8 % | 99.9 % | 99.9 % | 99.9 % |
Gearing | 19.7 % | ||||
Relative net indebtedness % | -14.9 % | ||||
Liquidity | |||||
Quick ratio | 20.6 | 271.5 | 371.7 | 1 204.2 | 3 981.5 |
Current ratio | 20.6 | 271.5 | 371.7 | 1 204.2 | 3 981.5 |
Cash and cash equivalents | 6 113.93 | 2 304.49 | 559.68 | 75 553.00 | 200 981.00 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | 66.9 % | ||||
Credit risk | |||||
Credit rating | BBB | A | A | BBB | BBB |
Variable visualization
Roles
Companies in the same industry
- Company information
- Financial data
- Credit risk data
- All 400,000+ Danish companies
- Professional credit risk reports
- Create your own estimates for any company
- Valuation analysis
- All 400,000+ Danish companies
- See instructions

... and more!
No registration needed.