PENDO FINANS A/S — Credit Rating and Financial Key Figures

CVR number: 33782608
Strandvejen 125, 2900 Hellerup

Credit rating

Company information

Official name
PENDO FINANS A/S
Established
2011
Company form
Limited company
Industry

About PENDO FINANS A/S

PENDO FINANS A/S (CVR number: 33782608) is a company from KØBENHAVN. The company recorded a gross profit of -10 kDKK in 2023. The operating profit was -10 kDKK, while net earnings were 212.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 7.9 %, which can be considered decent and Return on Equity (ROE) was 6.7 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at -6.3 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. PENDO FINANS A/S's liquidity measured by quick ratio was 0.9 which is at a modest level. Thus, the company's liquid assets are in relative balance with its short-term liabilities, indicating a moderate liquidity position. While it's likely to meet its current obligations, financial flexibility may be constrained, and unexpected costs could pose challenges.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit-8.00-8.13-11.24-9.77-10.05
EBIT-8.00-8.13-11.24-9.77-10.05
Net earnings-8.12-8.14-11.25-46.88212.66
Shareholders equity total- 369.78- 377.92- 389.18- 436.06- 223.40
Balance sheet total (assets)0.522.380.633 049.153 328.40
Net debt240.97239.11240.87-2 648.92-2 923.38
Profitability
EBIT-%
ROA-1.1 %-2.2 %-2.9 %7.4 %7.9 %
ROE-1564.0 %-561.0 %-747.5 %-3.1 %6.7 %
ROI-1.7 %-3.4 %-4.7 %59.1 %112.3 %
Economic value added (EVA)10.1710.487.879.82157.35
Solvency
Equity ratio-99.9 %-99.4 %-99.8 %-12.5 %-6.3 %
Gearing-65.3 %-63.9 %-62.1 %-56.5 %-112.4 %
Relative net indebtedness %
Liquidity
Quick ratio0.00.00.00.90.9
Current ratio0.00.00.00.90.9
Cash and cash equivalents0.522.380.632 895.213 174.47
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBB

Variable visualization

ROA:7.94%
Rating: 51/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:-6.29%
Rating: 0/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Board member
Board member

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