Howden HD Forsikringsagentur ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Howden HD Forsikringsagentur ApS
Howden HD Forsikringsagentur ApS (CVR number: 28115172) is a company from LYNGBY-TAARBÆK. The company recorded a gross profit of 662 kDKK in 2024. The operating profit was -383 kDKK, while net earnings were -256 kDKK. The profitability of the company measured by Return on Assets (ROA) was -8.3 %, which can be considered poor and Return on Equity (ROE) was -10 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 56 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. Howden HD Forsikringsagentur ApS's liquidity measured by quick ratio was 2.3 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 3 227.75 | 2 461.00 | 2 613.00 | 2 606.00 | 662.00 |
EBIT | 525.79 | -83.00 | 499.00 | 1 249.00 | - 383.00 |
Net earnings | 395.99 | -83.00 | 371.00 | 946.00 | - 256.00 |
Shareholders equity total | 1 380.93 | 1 378.00 | 1 749.00 | 2 695.00 | 2 439.00 |
Balance sheet total (assets) | 2 875.53 | 2 314.00 | 2 400.00 | 3 495.00 | 4 352.00 |
Net debt | -2 193.56 | -1 756.00 | -2 134.00 | -1 046.00 | -2 701.00 |
Profitability | |||||
EBIT-% | |||||
ROA | 20.2 % | -3.2 % | 21.2 % | 42.5 % | -8.3 % |
ROE | 30.3 % | -6.0 % | 23.7 % | 42.6 % | -10.0 % |
ROI | 41.3 % | -5.7 % | 31.2 % | 56.4 % | -12.7 % |
Economic value added (EVA) | 424.45 | -22.69 | 408.52 | 963.08 | - 383.62 |
Solvency | |||||
Equity ratio | 48.0 % | 59.6 % | 72.9 % | 77.1 % | 56.0 % |
Gearing | 1.2 % | 0.9 % | |||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 1.8 | 2.4 | 3.7 | 4.3 | 2.3 |
Current ratio | 1.8 | 2.4 | 3.7 | 4.3 | 2.3 |
Cash and cash equivalents | 2 210.59 | 1 768.00 | 2 134.00 | 1 046.00 | 2 701.00 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | A | A | BBB | A | BBB |
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