DISCOVER FINANCE ApS — Credit Rating and Financial Key Figures

CVR number: 31250897
Magnoliavej 14, Dyrup 5250 Odense SV
info@discoversystems.com
tel: 70220056
Free credit report Annual report

Credit rating

Company information

Official name
DISCOVER FINANCE ApS
Established
2008
Domicile
Dyrup
Company form
Private limited company
Industry

About DISCOVER FINANCE ApS

DISCOVER FINANCE ApS (CVR number: 31250897) is a company from ODENSE. The company recorded a gross profit of 566.2 kDKK in 2024. The operating profit was 207.9 kDKK, while net earnings were 163.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 15.1 %, which can be considered excellent and Return on Equity (ROE) was 21.5 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 65 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. DISCOVER FINANCE ApS's liquidity measured by quick ratio was 1.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit455.07545.54460.66614.93566.16
EBIT57.4193.2183.96219.91207.89
Net earnings64.4178.6053.37174.51163.23
Shareholders equity total570.02448.62501.99676.49839.72
Balance sheet total (assets)1 168.861 419.65960.001 478.351 291.23
Net debt127.58-11.94- 129.09- 293.35- 386.78
Profitability
EBIT-%
ROA5.7 %7.8 %7.5 %18.4 %15.1 %
ROE12.0 %15.4 %11.2 %29.6 %21.5 %
ROI6.9 %9.8 %9.8 %24.0 %19.9 %
Economic value added (EVA)-11.8225.599.07135.91104.33
Solvency
Equity ratio48.8 %31.6 %52.3 %45.8 %65.0 %
Gearing66.3 %150.1 %40.1 %72.0 %11.2 %
Relative net indebtedness %
Liquidity
Quick ratio1.01.11.21.51.7
Current ratio1.01.11.21.51.7
Cash and cash equivalents250.29685.39330.45780.43480.57
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBBB

Variable visualization

ROA:15.1%
Rating: 66/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:65.0%
Rating: 50/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Companies in the same industry

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