HM-FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About HM-FINANS ApS
HM-FINANS ApS (CVR number: 45092410) is a company from Høje-Taastrup. The company recorded a gross profit of -138.1 kDKK in 2024. The operating profit was -138.1 kDKK, while net earnings were 1942.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 10.1 %, which can be considered good and Return on Equity (ROE) was 8.1 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 93.4 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. HM-FINANS ApS's liquidity measured by quick ratio was 13.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -95.78 | - 130.89 | - 196.16 | - 164.14 | - 138.06 |
EBIT | -95.78 | - 281.91 | - 196.16 | - 164.14 | - 138.06 |
Net earnings | 368.35 | 820.62 | -4 213.41 | 2 440.35 | 1 942.30 |
Shareholders equity total | 24 273.85 | 24 981.47 | 20 654.05 | 22 976.60 | 24 796.90 |
Balance sheet total (assets) | 25 573.06 | 26 132.34 | 22 183.87 | 25 825.23 | 26 554.93 |
Net debt | -21 155.52 | -23 984.38 | -18 341.38 | -18 937.10 | -19 803.59 |
Profitability | |||||
EBIT-% | |||||
ROA | 2.1 % | 20.6 % | 6.5 % | 9.6 % | 10.1 % |
ROE | 1.5 % | 3.3 % | -18.5 % | 11.2 % | 8.1 % |
ROI | 2.2 % | 4.6 % | 1.5 % | 9.6 % | 10.1 % |
Economic value added (EVA) | -1 281.47 | -1 439.54 | -1 447.75 | -1 307.03 | -1 400.51 |
Solvency | |||||
Equity ratio | 94.9 % | 95.6 % | 93.1 % | 89.0 % | 93.4 % |
Gearing | 7.2 % | 12.1 % | 6.9 % | ||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 16.4 | 20.9 | 13.2 | 8.3 | 13.7 |
Current ratio | 16.4 | 20.9 | 13.2 | 8.3 | 13.7 |
Cash and cash equivalents | 21 155.52 | 23 984.38 | 19 820.32 | 21 709.65 | 21 503.59 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | A | A | BBB | A | A |
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