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STEMO BYG ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About STEMO BYG ApS
STEMO BYG ApS (CVR number: 44179520) is a company from GULDBORGSUND. The company recorded a gross profit of 138.9 kDKK in 2025. The operating profit was -114.3 kDKK, while net earnings were -114.8 kDKK. The profitability of the company measured by Return on Assets (ROA) was -32 %, which can be considered poor and Return on Equity (ROE) was -44.6 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 70.5 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. STEMO BYG ApS's liquidity measured by quick ratio was 3.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2023 | 2024 | 2025 | |
|---|---|---|---|
| Volume | |||
| Net sales | |||
| Gross profit | 389.44 | 798.24 | 138.86 |
| EBIT | 294.44 | 174.42 | - 114.34 |
| Net earnings | 228.34 | 120.23 | - 114.79 |
| Shareholders equity total | 268.34 | 348.57 | 166.28 |
| Balance sheet total (assets) | 457.39 | 478.29 | 235.97 |
| Net debt | - 181.73 | - 163.53 | - 188.17 |
| Profitability | |||
| EBIT-% | |||
| ROA | 64.6 % | 37.6 % | -32.0 % |
| ROE | 85.1 % | 39.0 % | -44.6 % |
| ROI | 108.2 % | 56.2 % | -42.5 % |
| Economic value added (EVA) | 229.00 | 117.61 | - 127.15 |
| Solvency | |||
| Equity ratio | 58.7 % | 72.9 % | 70.5 % |
| Gearing | 0.0 % | 10.7 % | |
| Relative net indebtedness % | |||
| Liquidity | |||
| Quick ratio | 2.0 | 3.0 | 3.4 |
| Current ratio | 2.0 | 3.0 | 3.4 |
| Cash and cash equivalents | 181.73 | 163.67 | 205.97 |
| Capital use efficiency | |||
| Trade debtors turnover (days) | |||
| Net working capital % | |||
| Credit risk | |||
| Credit rating | BB | BB | BBB |
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