S & P PENSIONSMÆGLER Fr.havn ApS — Credit Rating and Financial Key Figures

CVR number: 35465545
Sæbyvej 161, 9900 Frederikshavn
michael.kapper@soderbergpartners.dk
tel: 28198061

Credit rating

Company information

Official name
S & P PENSIONSMÆGLER Fr.havn ApS
Established
2013
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About S & P PENSIONSMÆGLER Fr.havn ApS

S & P PENSIONSMÆGLER Fr.havn ApS (CVR number: 35465545) is a company from FREDERIKSHAVN. The company recorded a gross profit of -4 kDKK in 2023. The operating profit was -11.4 kDKK, while net earnings were 1.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 0.2 %, which can be considered weak and Return on Equity (ROE) was 0 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 71.9 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. S & P PENSIONSMÆGLER Fr.havn ApS's liquidity measured by quick ratio was 15.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit20.04-15.1726.14-16.89-4.00
EBIT-70.47-22.5518.76-24.28-11.38
Net earnings-5.07103.10163.031 817.621.17
Shareholders equity total882.01874.51837.542 540.562 423.93
Balance sheet total (assets)1 936.211 928.161 888.693 538.273 370.26
Net debt380.62819.30848.88- 178.29-69.05
Profitability
EBIT-%
ROA1.4 %5.9 %9.2 %67.5 %0.2 %
ROE-0.5 %11.7 %19.0 %107.6 %0.0 %
ROI1.4 %5.9 %9.3 %67.7 %0.2 %
Economic value added (EVA)- 114.05-85.62-65.97- 108.76-71.14
Solvency
Equity ratio45.6 %45.4 %44.3 %71.8 %71.9 %
Gearing118.3 %119.3 %124.3 %38.9 %38.6 %
Relative net indebtedness %
Liquidity
Quick ratio36.437.541.618.815.9
Current ratio36.437.541.618.815.9
Cash and cash equivalents662.92224.35192.261 166.001 005.38
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBAAAA

Variable visualization

ROA:0.23%
Rating: 21/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:71.9%
Rating: 54/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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