S & P PENSIONSMÆGLER Fr.havn ApS — Credit Rating and Financial Key Figures

CVR number: 35465545
Sæbyvej 161, 9900 Frederikshavn
michael.kapper@soderbergpartners.dk
tel: 28198061

Credit rating

Company information

Official name
S & P PENSIONSMÆGLER Fr.havn ApS
Established
2013
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About S & P PENSIONSMÆGLER Fr.havn ApS

S & P PENSIONSMÆGLER Fr.havn ApS (CVR number: 35465545) is a company from FREDERIKSHAVN. The company recorded a gross profit of 10.1 kDKK in 2024. The operating profit was 2.3 kDKK, while net earnings were 60 kDKK. The profitability of the company measured by Return on Assets (ROA) was 1.1 %, which can be considered weak and Return on Equity (ROE) was 2.5 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 72.5 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. S & P PENSIONSMÆGLER Fr.havn ApS's liquidity measured by quick ratio was 13.4 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit-15.1726.14-16.89-4.0010.10
EBIT-22.5518.76-24.28-11.382.28
Net earnings103.10163.031 817.621.1759.96
Shareholders equity total874.51837.542 540.562 423.932 361.89
Balance sheet total (assets)1 928.161 888.693 538.273 370.263 256.79
Net debt819.30848.88- 178.29-69.0542.54
Profitability
EBIT-%
ROA5.9 %9.2 %67.5 %0.2 %1.1 %
ROE11.7 %19.0 %107.6 %0.0 %2.5 %
ROI5.9 %9.3 %67.7 %0.2 %1.1 %
Economic value added (EVA)-85.62-65.97- 108.76-71.14-57.71
Solvency
Equity ratio45.4 %44.3 %71.8 %71.9 %72.5 %
Gearing119.3 %124.3 %38.9 %38.6 %37.5 %
Relative net indebtedness %
Liquidity
Quick ratio37.541.618.815.913.4
Current ratio37.541.618.815.913.4
Cash and cash equivalents224.35192.261 166.001 005.38842.36
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBBB

Variable visualization

ROA:1.06%
Rating: 25/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:72.5%
Rating: 55/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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