S&P Pensionsmægler M&B K/S — Credit Rating and Financial Key Figures

CVR number: 39679566
Violvænget 12, Skallebølle 5492 Vissenbjerg

Credit rating

Company information

Official name
S&P Pensionsmægler M&B K/S
Personnel
1 person
Established
2018
Domicile
Skallebølle
Company form
Limited partnership
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About S&P Pensionsmægler M&B K/S

S&P Pensionsmægler M&B K/S (CVR number: 39679566) is a company from ASSENS. The company recorded a gross profit of 860.1 kDKK in 2023. The operating profit was 109.5 kDKK, while net earnings were 89.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was 11.9 %, which can be considered good but Return on Equity (ROE) was 43.6 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 11.1 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. S&P Pensionsmægler M&B K/S's liquidity measured by quick ratio was 1.1 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit1 058.00753.00777.00824.00860.06
EBIT820.00453.00170.00427.00109.49
Net earnings654.00402.00127.00409.0089.37
Shareholders equity total247.00225.00- 343.00- 958.0058.99
Balance sheet total (assets)2 446.002 718.001 011.00351.00533.09
Net debt1 580.001 707.0028.00295.00291.76
Profitability
EBIT-%
ROA53.4 %17.5 %8.3 %32.1 %11.9 %
ROE290.0 %170.3 %20.6 %60.1 %43.6 %
ROI81.1 %24.1 %17.3 %264.4 %33.9 %
Economic value added (EVA)834.97381.95101.81443.73157.13
Solvency
Equity ratio10.1 %8.3 %-25.3 %-73.2 %11.1 %
Gearing639.7 %758.7 %-8.2 %-30.8 %494.6 %
Relative net indebtedness %
Liquidity
Quick ratio0.20.40.70.31.1
Current ratio0.20.40.70.31.1
Cash and cash equivalents
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBB

Variable visualization

ROA:11.9%
Rating: 61/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:11.1%
Rating: 11/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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