PENSIONDANMARK UDDANNELSESFONDE A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About PENSIONDANMARK UDDANNELSESFONDE A/S
PENSIONDANMARK UDDANNELSESFONDE A/S (CVR number: 29195595) is a company from KØBENHAVN. The company recorded a gross profit of 1332 kDKK in 2023. The operating profit was 76 kDKK, while net earnings were 378 kDKK. The profitability of the company measured by Return on Assets (ROA) was 1.1 %, which can be considered weak and Return on Equity (ROE) was 2.1 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 2.3 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. PENSIONDANMARK UDDANNELSESFONDE A/S's liquidity measured by quick ratio was 1 which is at a modest level. Thus, the company's liquid assets are in relative balance with its short-term liabilities, indicating a moderate liquidity position. While it's likely to meet its current obligations, financial flexibility may be constrained, and unexpected costs could pose challenges.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2019 | 2020 | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 6 938.00 | 6 269.00 | 2 046.00 | 5 636.00 | 1 332.00 |
EBIT | 6 938.00 | 2 751.00 | -1 550.00 | 2 508.00 | 76.00 |
Net earnings | 2 653.00 | 2 040.00 | -1 347.00 | 1 886.00 | 378.00 |
Shareholders equity total | 15 283.00 | 17 324.00 | 15 977.00 | 17 863.00 | 18 241.00 |
Balance sheet total (assets) | 441 637.00 | 497 045.00 | 590 198.00 | 680 979.00 | 788 712.00 |
Net debt | -3 742.00 | - 481 782.00 | - 573 595.00 | - 665 390.00 | - 755 543.00 |
Profitability | |||||
EBIT-% | |||||
ROA | 3.5 % | 0.6 % | -0.3 % | 2.1 % | 1.1 % |
ROE | 19.0 % | 12.5 % | -8.1 % | 11.1 % | 2.1 % |
ROI | 3.5 % | 1.2 % | -5.9 % | 54.4 % | 30.3 % |
Economic value added (EVA) | 23 047.88 | 23 272.98 | 22 696.24 | 30 584.48 | 33 119.46 |
Solvency | |||||
Equity ratio | 3.5 % | 3.5 % | 2.7 % | 2.6 % | 2.3 % |
Gearing | 2770.7 % | 31.2 % | 50.9 % | 28.3 % | 67.6 % |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 |
Current ratio | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 |
Cash and cash equivalents | 427 192.00 | 487 184.00 | 581 720.00 | 670 443.00 | 767 868.00 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | A | BBB | BBB | BBB | BBB |
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