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SØNDERJYSK FINANS A/S — Credit Rating and Financial Key Figures

CVR number: 19064808
Jens Terp-Nielsens Vej 13, 6200 Aabenraa
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Company information

Official name
SØNDERJYSK FINANS A/S
Established
1996
Company form
Limited company
Industry

About SØNDERJYSK FINANS A/S

SØNDERJYSK FINANS A/S (CVR number: 19064808) is a company from AABENRAA. The company recorded a gross profit of 4327 kDKK in 2025. The operating profit was 4248 kDKK, while net earnings were 4119.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.5 %, which can be considered decent and Return on Equity (ROE) was 6.6 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 49 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. SØNDERJYSK FINANS A/S's liquidity measured by quick ratio was 1.4 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit1 026.374 653.484 547.024 459.764 327.04
EBIT851.114 636.724 513.494 416.194 248.04
Net earnings- 416.883 038.603 132.233 233.314 119.51
Shareholders equity total51 356.2254 394.8257 527.0560 760.3564 879.86
Balance sheet total (assets)94 399.9087 358.5080 673.4673 607.56132 497.81
Net debt36 337.9611 789.168 657.895 670.6455 898.92
Profitability
EBIT-%
ROA1.8 %5.1 %5.4 %5.8 %5.5 %
ROE-0.8 %5.7 %5.6 %5.5 %6.6 %
ROI1.8 %5.3 %5.6 %6.0 %5.7 %
Economic value added (EVA)-4 761.06- 669.25- 620.60- 382.3899.69
Solvency
Equity ratio54.4 %62.3 %71.3 %82.5 %49.0 %
Gearing77.9 %55.3 %35.8 %17.0 %96.6 %
Relative net indebtedness %
Liquidity
Quick ratio4.06.23.81.81.4
Current ratio4.06.33.81.81.5
Cash and cash equivalents3 662.0418 296.1711 922.484 664.926 748.79
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAA

Variable visualization

ROA:5.53%
Rating: 44/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:49.0%
Rating: 39/100
-1%
21%
50%
81%
99%
100%
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Roles

Board member
Chairman of the board
Board member
Board member
Board member

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