SØNDERJYSK FINANS A/S — Credit Rating and Financial Key Figures

CVR number: 19064808
Jens Terp-Nielsens Vej 13, 6200 Aabenraa

Company information

Official name
SØNDERJYSK FINANS A/S
Established
1996
Company form
Limited company
Industry

About SØNDERJYSK FINANS A/S

SØNDERJYSK FINANS A/S (CVR number: 19064808) is a company from AABENRAA. The company recorded a gross profit of 4547 kDKK in 2023. The operating profit was 4513.5 kDKK, while net earnings were 3132.2 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.4 %, which can be considered decent and Return on Equity (ROE) was 5.6 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 71.3 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. SØNDERJYSK FINANS A/S's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales9.66
Gross profit-0.616 154.741 026.374 653.484 547.02
EBIT-5.455 031.43851.114 636.724 513.49
Net earnings-7.082 970.13- 416.883 038.603 132.23
Shareholders equity total48.8051 773.1051 356.2254 394.8257 527.05
Balance sheet total (assets)124.45110 902.4994 399.9087 358.5080 673.46
Net debt66.4454 028.7936 337.9611 789.168 657.89
Profitability
EBIT-%-56.4 %
ROA-3.7 %10.4 %1.8 %5.1 %5.4 %
ROE-14.2 %11.5 %-0.8 %5.7 %5.6 %
ROI-3.8 %10.8 %1.8 %5.3 %5.6 %
Economic value added (EVA)-8.342 974.64-1 326.811 524.771 810.57
Solvency
Equity ratio39.2 %46.7 %54.4 %62.3 %71.3 %
Gearing146.8 %106.2 %77.9 %55.3 %35.8 %
Relative net indebtedness %729.5 %
Liquidity
Quick ratio0.30.44.06.23.8
Current ratio0.30.54.06.33.8
Cash and cash equivalents5.20971.213 662.0418 296.1711 922.48
Capital use efficiency
Trade debtors turnover (days)
Net working capital %-154.3 %
Credit risk
Credit ratingBBAAAA

Variable visualization

ROA:5.45%
Rating: 44/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:71.3%
Rating: 54/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Chairman of the board
Board member
Board member
Board member

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