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Stein Foto Holding ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Stein Foto Holding ApS
Stein Foto Holding ApS (CVR number: 39822830) is a company from ROSKILDE. The company recorded a gross profit of -9.8 kDKK in 2025. The operating profit was -9.8 kDKK, while net earnings were -2.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was 2.4 %, which can be considered weak but Return on Equity (ROE) was -0.9 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 44.2 %, a level that can be considered to be modest. This means a balanced mix of debt and equity financing its assets—a typical operational level for many companies. Stein Foto Holding ApS's liquidity measured by quick ratio was 1.2 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.
Financial information
See financialsNet sales (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | 96.85 | - 110.59 | 413.08 | ||
| Gross profit | 86.75 | - 119.74 | 403.00 | -10.75 | -9.75 |
| EBIT | 86.75 | - 119.74 | 403.00 | -10.75 | -9.75 |
| Net earnings | 90.26 | - 116.45 | 405.50 | 46.14 | -2.43 |
| Shareholders equity total | 165.06 | -65.79 | 339.71 | 263.84 | 261.41 |
| Balance sheet total (assets) | 334.10 | 150.05 | 640.48 | 581.52 | 591.86 |
| Net debt | -0.00 | -0.00 | -0.00 | -3.00 | -0.12 |
| Profitability | |||||
| EBIT-% | 89.6 % | 97.6 % | |||
| ROA | 32.0 % | -40.8 % | 96.7 % | 9.6 % | 2.4 % |
| ROE | 51.2 % | -73.9 % | 165.6 % | 15.3 % | -0.9 % |
| ROI | 51.5 % | -136.0 % | 243.7 % | 19.4 % | 5.4 % |
| Economic value added (EVA) | 79.34 | - 126.34 | 409.77 | -24.70 | -19.44 |
| Solvency | |||||
| Equity ratio | 49.4 % | -30.5 % | 53.0 % | 45.4 % | 44.2 % |
| Gearing | |||||
| Relative net indebtedness % | 174.5 % | -195.2 % | 72.8 % | ||
| Liquidity | |||||
| Quick ratio | 1.2 | 0.7 | 1.4 | 1.2 | 1.2 |
| Current ratio | 1.2 | 0.7 | 1.4 | 1.2 | 1.2 |
| Cash and cash equivalents | 0.00 | 0.00 | 0.00 | 3.00 | 0.12 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | 22.9 % | 59.5 % | 20.4 % | ||
| Credit risk | |||||
| Credit rating | BBB | BB | BB | BBB | BBB |
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