KVJ Finans ApS — Credit Rating and Financial Key Figures

CVR number: 42103179
Havlandsvej 5, Kløv 7700 Thisted
karsten@kj-musik.dk
tel: 29992502

Company information

Official name
KVJ Finans ApS
Established
2021
Domicile
Kløv
Company form
Private limited company
Industry

About KVJ Finans ApS

KVJ Finans ApS (CVR number: 42103179) is a company from THISTED. The company recorded a gross profit of 645.6 kDKK in 2024. The operating profit was 1312 kDKK, while net earnings were 827.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 13.6 %, which can be considered good but Return on Equity (ROE) was 23.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 38.9 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. KVJ Finans ApS's liquidity measured by quick ratio was 1.4 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
Volume
Net sales
Gross profit403.65452.32550.33645.65
EBIT400.31448.371 977.911 312.04
Net earnings1 433.34189.791 416.64827.33
Shareholders equity total1 473.341 663.123 079.763 907.09
Balance sheet total (assets)5 623.446 178.409 183.4510 050.14
Net debt3 619.623 388.145 121.235 066.19
Profitability
EBIT-%
ROA7.1 %7.6 %25.8 %13.6 %
ROE97.3 %12.1 %59.7 %23.7 %
ROI7.4 %7.9 %26.7 %14.1 %
Economic value added (EVA)311.6672.901 246.35567.69
Solvency
Equity ratio26.2 %26.9 %33.5 %38.9 %
Gearing245.7 %240.4 %166.8 %130.2 %
Relative net indebtedness %
Liquidity
Quick ratio0.12.30.81.4
Current ratio0.12.30.81.4
Cash and cash equivalents610.0214.5320.44
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAA

Variable visualization

ROA:13.6%
Rating: 64/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:38.9%
Rating: 32/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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