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Sparekassen Danmark Fonden Hvetbo — Credit Rating and Financial Key Figures

CVR number: 30695992
Isaksvej 51, 9490 Pandrup
post@sparhvetbo.dk
tel: 98246562
Free credit report Annual report

Company information

Official name
Sparekassen Danmark Fonden Hvetbo
Personnel
5 persons
Established
2007
Industry

About Sparekassen Danmark Fonden Hvetbo

Sparekassen Danmark Fonden Hvetbo (CVR number: 30695992) is a company from JAMMERBUGT. The company recorded a gross profit of -98.7 kDKK in 2025. The operating profit was -275 kDKK, while net earnings were 2252.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 3.5 %, which can be considered weak and Return on Equity (ROE) was 3.4 %, which can be considered weak. The equity ratio, a key indicator for solidity, stood at 89.6 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. Sparekassen Danmark Fonden Hvetbo's liquidity measured by quick ratio was 0.6 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-90.35-90.29-80.30- 124.00-98.73
EBIT- 269.27- 252.30- 255.96- 312.00- 275.01
Net earnings1 716.221 891.313 181.282 271.002 252.10
Shareholders equity total60 837.8261 729.1363 910.4265 181.0066 433.31
Balance sheet total (assets)73 876.6674 816.4472 777.6873 545.0074 173.98
Net debt12 668.8612 253.957 584.948 328.007 704.17
Profitability
EBIT-%
ROA2.9 %3.1 %5.7 %3.6 %3.5 %
ROE2.8 %3.1 %5.1 %3.5 %3.4 %
ROI2.9 %3.2 %5.7 %3.7 %3.5 %
Economic value added (EVA)-4 215.25-3 946.01-3 973.61-3 904.64-3 968.89
Solvency
Equity ratio82.4 %82.5 %87.8 %88.6 %89.6 %
Gearing20.8 %19.9 %11.9 %12.8 %11.6 %
Relative net indebtedness %
Liquidity
Quick ratio0.10.10.30.50.6
Current ratio0.10.10.30.50.6
Cash and cash equivalents
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAA

Variable visualization

ROA:3.46%
Rating: 37/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:89.6%
Rating: 70/100
-1%
21%
50%
81%
99%
100%
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Roles

Chairman of the board

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