KAMI FINANS ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About KAMI FINANS ApS
KAMI FINANS ApS (CVR number: 29411786) is a company from KOLDING. The company recorded a gross profit of -11 kDKK in 2024. The operating profit was -11 kDKK, while net earnings were -4.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was 2.3 %, which can be considered weak but Return on Equity (ROE) was -2.5 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 24.1 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. KAMI FINANS ApS's liquidity measured by quick ratio was 1.3 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -49.67 | -12.60 | -10.10 | -10.60 | -11.03 |
EBIT | -49.67 | -12.60 | -10.10 | -10.60 | -11.03 |
Net earnings | 1 508.29 | 51.07 | -0.09 | -3.17 | -4.32 |
Shareholders equity total | 47 716.57 | 176.07 | 175.97 | 172.80 | 168.48 |
Balance sheet total (assets) | 48 233.71 | 613.04 | 642.53 | 670.69 | 697.99 |
Net debt | -31.15 | 389.49 | 430.07 | 446.84 | 464.72 |
Profitability | |||||
EBIT-% | |||||
ROA | 3.7 % | 0.7 % | 3.3 % | 2.4 % | 2.3 % |
ROE | 3.2 % | 0.2 % | -0.1 % | -1.8 % | -2.5 % |
ROI | 3.8 % | 0.7 % | 3.5 % | 2.6 % | 2.5 % |
Economic value added (EVA) | -3 020.41 | -2 406.82 | -38.63 | -41.11 | -39.84 |
Solvency | |||||
Equity ratio | 98.9 % | 28.7 % | 27.4 % | 25.8 % | 24.1 % |
Gearing | 222.4 % | 245.0 % | 259.7 % | 276.9 % | |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 93.3 | 1.4 | 1.4 | 1.3 | 1.3 |
Current ratio | 93.3 | 1.4 | 1.4 | 1.3 | 1.3 |
Cash and cash equivalents | 31.15 | 2.05 | 0.99 | 1.91 | 1.74 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BB | BB | BB | BB | BB |
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