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Det Faglige Hus Forsikringsagentur A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About Det Faglige Hus Forsikringsagentur A/S
Det Faglige Hus Forsikringsagentur A/S (CVR number: 34723001) is a company from ESBJERG. The company recorded a gross profit of 6261 kDKK in 2024. The operating profit was -14.2 mDKK, while net earnings were -11 mDKK. The profitability of the company measured by Return on Assets (ROA) was -27.6 %, which can be considered poor and Return on Equity (ROE) was -28.8 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 65.2 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Det Faglige Hus Forsikringsagentur A/S's liquidity measured by quick ratio was 1.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | 1 923.95 | 16 195.39 | 21 669.27 | 9 125.06 | 6 260.95 |
| EBIT | -1 131.28 | 3 708.00 | 7 924.03 | -5 294.62 | -14 186.30 |
| Net earnings | - 894.94 | 2 898.52 | 6 010.92 | -3 973.23 | -10 953.25 |
| Shareholders equity total | 8 611.78 | 41 510.30 | 47 521.22 | 43 547.99 | 32 594.74 |
| Balance sheet total (assets) | 50 732.51 | 60 408.18 | 53 783.09 | 51 811.59 | 49 963.14 |
| Net debt | -8 021.83 | -10 897.06 | -19 402.68 | -19 079.08 | -11 003.14 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | -4.2 % | 6.8 % | 13.9 % | -9.9 % | -27.6 % |
| ROE | -17.3 % | 11.6 % | 13.5 % | -8.7 % | -28.8 % |
| ROI | -10.1 % | 12.0 % | 17.4 % | -10.8 % | -29.8 % |
| Economic value added (EVA) | - 999.78 | 2 397.29 | 3 926.16 | -6 453.94 | -13 491.23 |
| Solvency | |||||
| Equity ratio | 17.0 % | 68.7 % | 88.4 % | 84.1 % | 65.2 % |
| Gearing | 6.2 % | 0.0 % | 8.9 % | 37.5 % | |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 0.4 | 1.4 | 4.0 | 3.3 | 1.7 |
| Current ratio | 0.4 | 1.4 | 4.0 | 3.3 | 1.7 |
| Cash and cash equivalents | 8 551.86 | 10 897.06 | 19 404.48 | 22 951.46 | 23 217.26 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BB | BBB | A | A | BBB |
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