My-Finance ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About My-Finance ApS
My-Finance ApS (CVR number: 39423650) is a company from SILKEBORG. The company recorded a gross profit of -6.2 kDKK in 2023. The operating profit was -6.2 kDKK, while net earnings were 80.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 7.5 %, which can be considered decent and Return on Equity (ROE) was 6.2 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 99.3 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. My-Finance ApS's liquidity measured by quick ratio was 135.9 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2019 | 2020 | 2021 | 2022 | 2023 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | -13.50 | -21.27 | -12.61 | -39.38 | -6.25 |
EBIT | -13.50 | -21.27 | -12.61 | -39.38 | -6.25 |
Net earnings | 5.91 | 2 368.41 | - 857.39 | - 224.54 | 80.65 |
Shareholders equity total | -18.62 | 2 349.79 | 1 492.41 | 1 267.86 | 1 348.51 |
Balance sheet total (assets) | 1 566.32 | 2 392.80 | 1 546.37 | 1 362.92 | 1 358.51 |
Net debt | 1 574.93 | -2 359.79 | -1 502.41 | -1 277.86 | -13.80 |
Profitability | |||||
EBIT-% | |||||
ROA | 3.0 % | 121.3 % | -0.6 % | -2.7 % | 7.5 % |
ROE | 0.4 % | 121.0 % | -44.6 % | -16.3 % | 6.2 % |
ROI | 3.0 % | 121.9 % | -0.6 % | -2.7 % | 7.5 % |
Economic value added (EVA) | -6.30 | -20.33 | -10.45 | -36.66 | -1.47 |
Solvency | |||||
Equity ratio | -1.2 % | 98.2 % | 96.5 % | 93.0 % | 99.3 % |
Gearing | -8458.8 % | 1.4 % | 2.9 % | 6.7 % | |
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 0.0 | 55.6 | 28.7 | 14.3 | 135.9 |
Current ratio | 0.0 | 55.6 | 28.7 | 14.3 | 135.9 |
Cash and cash equivalents | 0.00 | 2 392.80 | 1 546.37 | 1 362.92 | 13.80 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BBB | BBB | BBB | BBB | BBB |
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