ISA Insurance Agency ApS — Credit Rating and Financial Key Figures

CVR number: 35830057
Stengade 7, 3000 Helsingør

Credit rating

Company information

Official name
ISA Insurance Agency ApS
Established
2014
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About ISA Insurance Agency ApS

ISA Insurance Agency ApS (CVR number: 35830057) is a company from HELSINGØR. The company recorded a gross profit of -183.5 kDKK in 2023. The operating profit was -183.5 kDKK, while net earnings were -142.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was -19.1 %, which can be considered poor and Return on Equity (ROE) was -17.6 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at -22.2 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. ISA Insurance Agency ApS's liquidity measured by quick ratio was 0.8 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit119.7111.3772.23317.32- 183.54
EBIT119.7111.3772.23317.32- 183.54
Net earnings176.551.9449.34218.73- 142.42
Shareholders equity total- 343.79- 341.86- 292.52-73.79- 216.21
Balance sheet total (assets)297.43219.561 616.02863.87757.87
Net debt369.56458.08- 505.49157.82153.03
Profitability
EBIT-%
ROA17.6 %1.9 %5.8 %22.3 %-19.1 %
ROE71.1 %0.7 %5.4 %17.6 %-17.6 %
ROI34.3 %2.7 %16.9 %79.4 %-40.8 %
Economic value added (EVA)111.1528.6572.79300.78- 126.86
Solvency
Equity ratio-53.6 %-60.9 %-15.3 %-7.9 %-22.2 %
Gearing-107.5 %-135.7 %-133.5 %-553.7 %-224.6 %
Relative net indebtedness %
Liquidity
Quick ratio0.50.40.80.90.8
Current ratio0.50.40.80.90.8
Cash and cash equivalents0.035.90895.92250.71332.63
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBB

Variable visualization

ROA:-19.1%
Rating: 1/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:-22.2%
Rating: 0/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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