Pensionsspecialisterne ApS — Credit Rating and Financial Key Figures

CVR number: 38154273
Gasværksvej 5, 9000 Aalborg

Credit rating

Company information

Official name
Pensionsspecialisterne ApS
Established
2016
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About Pensionsspecialisterne ApS

Pensionsspecialisterne ApS (CVR number: 38154273) is a company from AALBORG. The company recorded a gross profit of -37.6 kDKK in 2024. The operating profit was -37.6 kDKK, while net earnings were 355.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 63.7 %, which can be considered excellent and Return on Equity (ROE) was 62.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 77 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Pensionsspecialisterne ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit23.65-18.10-66.52- 161.50-37.55
EBIT23.65-18.10-66.52- 161.50-37.55
Net earnings228.43249.12229.64181.83355.68
Shareholders equity total479.06498.17487.81439.65695.33
Balance sheet total (assets)599.54639.02605.36531.26902.82
Net debt- 484.62- 460.24- 512.35- 386.26- 723.56
Profitability
EBIT-%
ROA57.3 %51.9 %47.9 %41.3 %63.7 %
ROE57.1 %51.0 %46.6 %39.2 %62.7 %
ROI73.4 %65.8 %60.5 %50.6 %80.5 %
Economic value added (EVA)21.32-9.99-43.67- 211.60-25.84
Solvency
Equity ratio79.9 %78.0 %80.6 %82.8 %77.0 %
Gearing
Relative net indebtedness %
Liquidity
Quick ratio4.43.74.54.93.8
Current ratio4.43.74.54.93.8
Cash and cash equivalents484.62460.24512.35386.26723.56
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBB

Variable visualization

ROA:63.7%
Rating: 100/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:77.0%
Rating: 57/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Board member
Chief executive officer

Companies in the same industry

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