Pensionsspecialisterne ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Pensionsspecialisterne ApS
Pensionsspecialisterne ApS (CVR number: 38154273) is a company from AALBORG. The company recorded a gross profit of -37.6 kDKK in 2024. The operating profit was -37.6 kDKK, while net earnings were 355.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 63.7 %, which can be considered excellent and Return on Equity (ROE) was 62.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 77 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Pensionsspecialisterne ApS's liquidity measured by quick ratio was 3.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2020 | 2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|---|
Volume | |||||
Net sales | |||||
Gross profit | 23.65 | -18.10 | -66.52 | - 161.50 | -37.55 |
EBIT | 23.65 | -18.10 | -66.52 | - 161.50 | -37.55 |
Net earnings | 228.43 | 249.12 | 229.64 | 181.83 | 355.68 |
Shareholders equity total | 479.06 | 498.17 | 487.81 | 439.65 | 695.33 |
Balance sheet total (assets) | 599.54 | 639.02 | 605.36 | 531.26 | 902.82 |
Net debt | - 484.62 | - 460.24 | - 512.35 | - 386.26 | - 723.56 |
Profitability | |||||
EBIT-% | |||||
ROA | 57.3 % | 51.9 % | 47.9 % | 41.3 % | 63.7 % |
ROE | 57.1 % | 51.0 % | 46.6 % | 39.2 % | 62.7 % |
ROI | 73.4 % | 65.8 % | 60.5 % | 50.6 % | 80.5 % |
Economic value added (EVA) | 21.32 | -9.99 | -43.67 | - 211.60 | -25.84 |
Solvency | |||||
Equity ratio | 79.9 % | 78.0 % | 80.6 % | 82.8 % | 77.0 % |
Gearing | |||||
Relative net indebtedness % | |||||
Liquidity | |||||
Quick ratio | 4.4 | 3.7 | 4.5 | 4.9 | 3.8 |
Current ratio | 4.4 | 3.7 | 4.5 | 4.9 | 3.8 |
Cash and cash equivalents | 484.62 | 460.24 | 512.35 | 386.26 | 723.56 |
Capital use efficiency | |||||
Trade debtors turnover (days) | |||||
Net working capital % | |||||
Credit risk | |||||
Credit rating | BBB | BBB | BB | BB | BB |
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