BEC Financial Technologies a.m.b.a. — Credit Rating and Financial Key Figures
Credit rating
Company information
About BEC Financial Technologies a.m.b.a.
BEC Financial Technologies a.m.b.a. (CVR number: 13088810) is a company from ROSKILDE. The company reported a net sales of 2251.2 mDKK in 2024, demonstrating a decline of -0.6 % compared to the previous year. The operating profit percentage was at 4.8 % (EBIT: 109.1 mDKK), while net earnings were 156.9 mDKK. The profitability of the company measured by Return on Assets (ROA) was 5.6 %, which can be considered decent but Return on Equity (ROE) was 9 %, which can be considered good. The equity ratio, a key indicator for solidity, stood at 70.5 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. BEC Financial Technologies a.m.b.a.'s liquidity measured by quick ratio was 2.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsNet sales (mDKK)
EBIT (mDKK)
Profitability
Solidity
Key figures (mDKK)
See financials2021 | 2022 | 2023 | 2024 | |
---|---|---|---|---|
Volume | ||||
Net sales | 2 284.22 | 2 209.91 | 2 263.99 | 2 251.15 |
Gross profit | 1 596.46 | 2 075.23 | 1 922.35 | 1 998.11 |
EBIT | 11.14 | 139.35 | -48.54 | 109.05 |
Net earnings | 4.14 | 2.63 | 3.41 | 156.86 |
Shareholders equity total | 2 488.15 | 2 604.78 | 1 643.44 | 1 851.54 |
Balance sheet total (assets) | 3 002.36 | 4 136.23 | 2 930.40 | 2 625.71 |
Net debt | - 821.04 | -1 922.02 | -1 077.44 | - 795.63 |
Profitability | ||||
EBIT-% | 0.5 % | 6.3 % | -2.1 % | 4.8 % |
ROA | 0.9 % | 4.3 % | 0.1 % | 5.6 % |
ROE | 0.2 % | 0.1 % | 0.2 % | 9.0 % |
ROI | 1.0 % | 5.7 % | 0.2 % | 8.7 % |
Economic value added (EVA) | 7.91 | 69.06 | -11.97 | 134.41 |
Solvency | ||||
Equity ratio | 82.9 % | 63.0 % | 56.1 % | 70.5 % |
Gearing | 4.1 % | 5.4 % | 2.8 % | 1.1 % |
Relative net indebtedness % | -17.9 % | -24.9 % | 7.2 % | -1.8 % |
Liquidity | ||||
Quick ratio | 3.3 | 3.1 | 2.0 | 2.8 |
Current ratio | 3.3 | 3.1 | 2.0 | 2.8 |
Cash and cash equivalents | 923.36 | 2 063.57 | 1 123.93 | 815.38 |
Capital use efficiency | ||||
Trade debtors turnover (days) | 49.1 | 58.7 | 59.6 | 69.7 |
Net working capital % | 43.4 % | 42.5 % | 13.0 % | 23.9 % |
Credit risk | ||||
Credit rating | AAA | AA | A | AAA |
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