Pensure ApS — Credit Rating and Financial Key Figures

CVR number: 38918273
Applebys Plads 7, 1411 København K
kontakt@pensure.dk
tel: 27627745
pensure.dk

Credit rating

Company information

Official name
Pensure ApS
Personnel
8 persons
Established
2017
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About Pensure ApS

Pensure ApS (CVR number: 38918273) is a company from KØBENHAVN. The company recorded a gross profit of 2554.9 kDKK in 2023. The operating profit was -1320 kDKK, while net earnings were -2006.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was -15.3 %, which can be considered poor and Return on Equity (ROE) was -34.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at -40.8 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. Pensure ApS's liquidity measured by quick ratio was 2.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019
2020
2021
2022
2023
Volume
Net sales
Gross profit399.05533.361 137.781 164.502 554.91
EBIT- 530.98-1 259.93-1 742.16-2 881.21-1 319.95
Net earnings- 433.20-1 085.47-1 519.27-2 731.69-2 006.11
Shareholders equity total563.72528.258.97-1 822.72-3 703.83
Balance sheet total (assets)1 859.665 373.348 309.936 344.245 372.44
Net debt-7.791 497.44-3 623.79-1 247.71- 822.35
Profitability
EBIT-%
ROA-55.0 %-34.8 %-25.5 %-35.0 %-15.3 %
ROE-137.2 %-198.8 %-565.6 %-86.0 %-34.2 %
ROI-62.9 %-37.3 %-60.7 %-604.8 %-960.0 %
Economic value added (EVA)- 400.31- 987.65-1 284.45-2 051.25- 992.58
Solvency
Equity ratio30.3 %9.8 %0.1 %-22.3 %-40.8 %
Gearing184.5 %786.0 %947.1 %-15.1 %
Relative net indebtedness %
Liquidity
Quick ratio8.512.614.14.02.7
Current ratio8.512.614.14.02.7
Cash and cash equivalents1 047.732 654.613 708.791 522.71822.35
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBB

Variable visualization

ROA:-15.3%
Rating: 5/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:-40.8%
Rating: 0/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer
Chief executive officer

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