Bear Finance ApS — Credit Rating and Financial Key Figures

CVR number: 38443445
Nordre Strandvej 3 C, 3000 Helsingør
jjohannesson@mac.com
tel: 26395287
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Company information

Official name
Bear Finance ApS
Established
2017
Company form
Private limited company
Industry

About Bear Finance ApS

Bear Finance ApS (CVR number: 38443445) is a company from HELSINGØR. The company recorded a gross profit of -6.2 kDKK in 2024. The operating profit was -6.2 kDKK, while net earnings were 119.5 kDKK. The profitability of the company measured by Return on Assets (ROA) was 38.1 %, which can be considered excellent and Return on Equity (ROE) was 40.1 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 75.4 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. Bear Finance ApS's liquidity measured by quick ratio was 4.1 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit-4.00-4.25-5.19-7.12-6.16
EBIT-4.00-4.25-5.19-7.12-6.16
Net earnings98.88160.35- 114.3475.48119.46
Shareholders equity total116.64276.98162.65238.13357.59
Balance sheet total (assets)140.51349.22241.99329.84474.40
Net debt- 138.97- 349.22- 210.29- 232.10- 385.27
Profitability
EBIT-%
ROA110.4 %84.1 %-1.5 %33.9 %38.1 %
ROE147.2 %81.5 %-52.0 %37.7 %40.1 %
ROI131.1 %104.7 %-2.0 %40.2 %40.0 %
Economic value added (EVA)-5.72-9.18-17.98-13.72-20.86
Solvency
Equity ratio83.0 %79.3 %67.2 %72.2 %75.4 %
Gearing34.2 %24.9 %
Relative net indebtedness %
Liquidity
Quick ratio5.94.83.03.64.1
Current ratio5.94.83.03.64.1
Cash and cash equivalents138.97349.22210.29313.50474.40
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBB

Variable visualization

ROA:38.1%
Rating: 88/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:75.4%
Rating: 56/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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