BPI Finans ApS — Credit Rating and Financial Key Figures

CVR number: 37799564
Lysholt Allé 10, 7100 Vejle

Company information

Official name
BPI Finans ApS
Established
2016
Company form
Private limited company
Industry

About BPI Finans ApS

BPI Finans ApS (CVR number: 37799564) is a company from VEJLE. The company recorded a gross profit of 0 kDKK in 2022. The operating profit was -25 kDKK, while net earnings were 13.8 mDKK. The profitability of the company measured by Return on Assets (ROA) was 15.6 %, which can be considered excellent and Return on Equity (ROE) was 16.1 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 99.3 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. BPI Finans ApS's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2018
2019
2020
2021
2022
Volume
Net sales
Gross profit
EBIT-28.00-31.00-36.00-40.00-25.00
Net earnings6 432.00-1 888.009 616.0021 869.0013 817.00
Shareholders equity total50 183.0052 215.0059 370.0080 612.0090 909.00
Balance sheet total (assets)76 615.0079 380.0087 483.0085 911.0091 580.00
Net debt25 723.0026 322.0023 822.00-1 605.00646.00
Profitability
EBIT-%
ROA9.7 %-1.5 %12.7 %25.6 %15.6 %
ROE13.6 %-3.7 %17.2 %31.2 %16.1 %
ROI9.8 %-1.5 %12.8 %26.6 %16.0 %
Economic value added (EVA)380.37583.55470.85651.211 615.88
Solvency
Equity ratio65.5 %65.8 %67.9 %93.8 %99.3 %
Gearing52.2 %50.8 %45.6 %0.7 %
Relative net indebtedness %
Liquidity
Quick ratio2.10.53.21.10.0
Current ratio2.10.53.21.10.0
Cash and cash equivalents480.00226.003 261.001 605.00
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAA

Variable visualization

ROA:15.6%
Rating: 67/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:99.3%
Rating: 89/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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