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PENSOPAY A/S — Credit Rating and Financial Key Figures

CVR number: 36410876
Roms Hule 4, 7100 Vejle
support@pensopay.com
tel: 77344388
www.pensopay.com
Free credit report Annual report

Company information

Official name
PENSOPAY A/S
Personnel
29 persons
Established
2014
Company form
Limited company
Industry

About PENSOPAY A/S

PENSOPAY A/S (CVR number: 36410876) is a company from VEJLE. The company recorded a gross profit of 22.9 mDKK in 2025. The operating profit was 9973 kDKK, while net earnings were 7824.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 35.8 %, which can be considered excellent and Return on Equity (ROE) was 36.9 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 77.8 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. PENSOPAY A/S's liquidity measured by quick ratio was 4.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit8 891.5713 579.7216 531.4021 977.0422 949.73
EBIT3 732.894 354.595 599.999 516.609 973.04
Net earnings2 913.113 369.274 350.037 487.107 824.94
Shareholders equity total4 422.495 472.639 822.6517 309.7525 134.69
Balance sheet total (assets)7 919.768 860.9415 208.5123 598.0332 304.42
Net debt-4 362.13-3 820.20-9 518.70-18 250.91-27 023.63
Profitability
EBIT-%
ROA59.4 %51.9 %46.7 %49.7 %35.8 %
ROE84.5 %68.1 %56.9 %55.2 %36.9 %
ROI95.7 %79.7 %69.6 %70.0 %46.9 %
Economic value added (EVA)2 787.363 147.864 059.016 909.436 923.06
Solvency
Equity ratio55.8 %61.8 %64.6 %73.4 %77.8 %
Gearing0.2 %0.5 %0.4 %
Relative net indebtedness %
Liquidity
Quick ratio1.92.22.73.74.5
Current ratio1.92.22.73.74.5
Cash and cash equivalents4 362.133 820.209 543.1118 340.6027 131.02
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAA

Variable visualization

ROA:35.8%
Rating: 87/100
-20%
0%
4%
11%
24%
60%
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Equity ratio:77.8%
Rating: 58/100
-1%
21%
50%
81%
99%
100%
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Roles

Companies in the same industry

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