PENSOPAY A/S — Credit Rating and Financial Key Figures

CVR number: 36410876
Roms Hule 4, 7100 Vejle
support@pensopay.com
tel: 77344388
www.pensopay.com

Credit rating

Company information

Official name
PENSOPAY A/S
Personnel
26 persons
Established
2014
Company form
Limited company
Industry
  • Expand more icon622000

About PENSOPAY A/S

PENSOPAY A/S (CVR number: 36410876) is a company from VEJLE. The company recorded a gross profit of 22 mDKK in 2024. The operating profit was 9516.6 kDKK, while net earnings were 7487.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 49.7 %, which can be considered excellent and Return on Equity (ROE) was 55.2 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 73.4 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. PENSOPAY A/S's liquidity measured by quick ratio was 3.7 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit5 084.228 891.5713 579.7216 531.4021 977.04
EBIT2 546.523 732.894 354.595 599.999 516.60
Net earnings1 982.172 913.113 369.274 350.037 487.10
Shareholders equity total2 474.344 422.495 472.639 822.6517 309.75
Balance sheet total (assets)4 703.237 919.768 860.9415 208.5123 598.03
Net debt-1 893.72-4 362.13-3 820.20-9 518.70-18 250.91
Profitability
EBIT-%
ROA79.4 %59.4 %51.9 %46.7 %49.7 %
ROE114.5 %84.5 %68.1 %56.9 %55.2 %
ROI126.8 %95.7 %79.7 %69.6 %70.0 %
Economic value added (EVA)2 031.612 953.353 474.594 266.337 446.61
Solvency
Equity ratio52.6 %55.8 %61.8 %64.6 %73.4 %
Gearing0.2 %0.5 %
Relative net indebtedness %
Liquidity
Quick ratio1.91.92.22.73.7
Current ratio1.91.92.22.73.7
Cash and cash equivalents1 893.724 362.133 820.209 543.1118 340.60
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBABBB

Variable visualization

ROA:49.7%
Rating: 94/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:73.4%
Rating: 55/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Board member
Chief executive officer

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