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CREDI FINANS A/S — Credit Rating and Financial Key Figures

CVR number: 36067985
Nr. Bjertvej 103, Nr Bjert 6000 Kolding
Free credit report Annual report

Credit rating

Company information

Official name
CREDI FINANS A/S
Personnel
2 persons
Established
2014
Domicile
Nr Bjert
Company form
Limited company
Industry

About CREDI FINANS A/S

CREDI FINANS A/S (CVR number: 36067985) is a company from KOLDING. The company recorded a gross profit of 110.9 kDKK in 2024. The operating profit was -84.6 kDKK, while net earnings were -102.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was -1.3 %, which can be considered poor and Return on Equity (ROE) was -2.2 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 71 %, a level that can be considered to be good. This shows that a large part of the company's assets are funded by shareholders' equity, reducing financial risk. CREDI FINANS A/S's liquidity measured by quick ratio was 1.5 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit1 056.41777.70660.73529.26110.89
EBIT256.8315.64-22.2965.42-84.64
Net earnings68.86-51.14-75.1523.45- 102.56
Shareholders equity total828.56777.424 702.274 725.724 623.16
Balance sheet total (assets)13 497.576 579.967 809.956 720.746 591.06
Net debt5 854.895 508.772 084.801 636.961 748.68
Profitability
EBIT-%
ROA1.8 %0.2 %-0.3 %0.9 %-1.3 %
ROE8.7 %-6.4 %-2.7 %0.5 %-2.2 %
ROI1.9 %0.2 %-0.3 %1.0 %-1.3 %
Economic value added (EVA)- 537.94- 649.98- 334.71- 302.52- 388.72
Solvency
Equity ratio6.1 %11.8 %60.3 %70.5 %71.0 %
Gearing1489.0 %712.9 %49.6 %35.8 %38.7 %
Relative net indebtedness %
Liquidity
Quick ratio0.60.00.30.31.5
Current ratio0.60.10.30.31.1
Cash and cash equivalents6 482.0033.26245.2553.6241.19
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBBBBB

Variable visualization

ROA:-1.27%
Rating: 19/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:71.0%
Rating: 54/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board

Companies in the same industry

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